BRIF vs QQQ

BRIF vs QQQ

Which is better, BRIF or QQQ?

Large Cap Blend against Large Cap Growth.

QQQ has a lower expense ratio. BRIF led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91. BRIF is less concentrated, with 37.2% of the fund in its ten largest positions against 46.5%.

Lower Fees: QQQHigher Returns: BRIFLess Concentrated: BRIF

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBRIFQQQ
Expense Ratio0.65%0.18%Best
AUM$160M$483.5B
Dividend Yield0.42%0.44%
Holdings49107
Volatility (annualized)9.2%Best14.8%
Max Drawdown-17.2%Best-22.8%
$10,000 over 1.2 years$12,344Best$11,869
Top 10 Weight37.2%Best46.5%
Fund FamilyFaith Investor ServicesInvesco (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Growth
InceptionDec 20, 2024Mar 10, 1999

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 209 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BRIF has data through Feb 20, 2026 and QQQ through Sep 17, 2026.

Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Dec 20, 2024 to Feb 20, 2026 (1.2 years).

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 9.2% for BRIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for BRIF and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BRIF charges 0.65% per year while QQQ charges 0.18%. On a $10,000 position that is $65 vs $18 annually, a gap of $47 per year that compounds over a long holding period. On income, BRIF currently yields 0.42% against 0.44% for QQQ.

Holdings Overlap

BRIF already in QQQ36.6%
QQQ already in BRIF31.5%

36.6% of BRIF's money is in holdings QQQ also owns. 31.5% of QQQ's money is in holdings BRIF also owns.

The two portfolios partly overlap.

16 positions in common, counted across the 49 positions we hold weights for in BRIF and 102 in QQQ, against full books of 49 and 107.

What only one of them owns

Our book lists 81 positions for QQQ that do not appear in our book for BRIF (66.7% of the fund), and 32 for BRIF that do not appear in QQQ (62.1%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BRIFWeight in QQQDifference
NVDANvidia Corp7.37%8.44%1.07%
AVGOBroadcom Inc3.05%3.16%0.11%
CSCOCisco Systems Inc. - Ordinary Shares3.71%2.10%1.61%
MUMicron Technology, Inc.1.22%4.43%3.21%
LINLinde Plc Ordinary Shares3.59%1.00%2.59%
AMDAdvanced Micro Devices Inc0.61%3.45%2.84%
PANWPalo Alto Networks, Inc2.28%1.30%0.98%
CRWDCrowdstrike Holdings Inc2.46%0.94%1.52%
AMGNAmgen Inc.2.35%0.97%1.38%
COSTCostco Wholesale Corp.1.40%1.84%0.44%

36.6% of BRIF is already inside QQQ.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BRIFQQQ

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Frequently Asked Questions

Which is cheaper, BRIF or QQQ?

BRIF has an expense ratio of 0.65% while QQQ charges 0.18%. QQQ is the cheaper option, by $47 a year on a $10,000 investment.

Which is riskier, BRIF or QQQ?

QQQ has been the more volatile fund at 14.8% annualized versus 9.2% for BRIF. Worst drawdown: BRIF -17.2% vs QQQ -22.8%.

Should I hold both BRIF and QQQ?

BRIF and QQQ have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between BRIF and QQQ?

36.6% of BRIF's money is in holdings QQQ also owns. 31.5% of QQQ's is in holdings BRIF also owns. They hold 16 positions in common, counted across the 49 positions we hold weights for in BRIF and 102 in QQQ.

Which pays a higher dividend, BRIF or QQQ?

BRIF yields 0.42% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.

Is QQQ better than BRIF?

QQQ has a lower expense ratio. BRIF led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91. BRIF is less concentrated, with 37.2% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.