BRIF vs VYM
FIS Bright Portfolios Focused Equity ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | BRIF | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.04% | |
| AUM | $154M | $79.0B | |
| Dividend Yield | 0.42% | 2.86% | |
| Holdings | 48 | 568 | |
| YTD Return | +2.53% | +16.10% | |
| 1Y Return | +16.36% | +25.99% | |
| 3Y Return (annualized) | - | +18.29% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 9.2% | 14.6% | |
| Max Drawdown | -17.2% | -58.8% | |
| Fund Family | Faith Investor Services | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 20, 2024 | Nov 10, 2006 |
BRIF vs VYM Performance
FIS Bright Portfolios Focused Equity ETF (BRIF) is a ETF from Faith Investor Services and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BRIF returned +16.36% while VYM returned +25.99%. Year to date, BRIF is up 2.53% versus a gain of 16.10% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 9.2% for BRIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for BRIF and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BRIF charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, BRIF currently yields 0.42% against 2.86% for VYM.
Holdings Overlap
BRIF and VYM share 25 holdings out of 580 unique holdings combined, representing a 16.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BRIF or VYM?
BRIF has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, BRIF or VYM?
Over the past year BRIF returned +16.36% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), BRIF annualized +19.18% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, BRIF or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 9.2% for BRIF. Worst drawdown: BRIF -17.2% vs VYM -58.8%.
Should I hold both BRIF and VYM?
BRIF and VYM have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BRIF and VYM?
BRIF and VYM share 25 common holdings with a 16.4% weight overlap. Combined, they hold 580 unique securities.
Which pays a higher dividend, BRIF or VYM?
BRIF yields 0.42% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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