BRIF vs IVV

BRIF vs IVV

Which is better, BRIF or IVV?

BRIF has been ahead.

IVV has a lower expense ratio. BRIF led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.93. BRIF is less concentrated, with 37.2% of the fund in its ten largest positions against 37.8%.

Lower Fees: IVVHigher Returns: BRIFLess Concentrated: BRIF

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBRIFIVV
Expense Ratio0.65%0.03%Best
AUM$160M$876.4B
Dividend Yield0.42%1.06%
Holdings49508
Volatility (annualized)9.2%Best10.2%
Max Drawdown-17.2%Best-18.8%
$10,000 over 1.2 years$12,344Best$11,874
Top 10 Weight37.2%Best37.8%
Fund FamilyFaith Investor ServicesiShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionDec 20, 2024May 15, 2000

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 208 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BRIF has data through Feb 20, 2026 and IVV through Sep 16, 2026.

Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Dec 20, 2024 to Feb 20, 2026 (1.2 years).

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 10.2% compared with 9.2% for BRIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for BRIF and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BRIF charges 0.65% per year while IVV charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, BRIF currently yields 0.42% against 1.06% for IVV.

Holdings Overlap

BRIF already in IVV89.3%
IVV already in BRIF24.2%

89.3% of BRIF's money is in holdings IVV also owns. 24.2% of IVV's money is in holdings BRIF also owns.

Most of BRIF is already inside IVV. Owning both mostly buys the same companies twice.

44 positions in common, counted across the 49 positions we hold weights for in BRIF and 490 in IVV, against full books of 49 and 508.

What only one of them owns

Our book lists 438 positions for IVV that do not appear in our book for BRIF (74.4% of the fund), and 3 for BRIF that do not appear in IVV (8.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BRIFWeight in IVVDifference
NVDANvidia Corp7.37%8.07%0.70%
AVGOBroadcom Inc3.05%2.65%0.40%
LLYEli Lilly & Co.4.25%1.38%2.87%
CSCOCisco Systems Inc. - Ordinary Shares3.71%0.66%3.05%
ABBVAbbvie Inc.3.56%0.68%2.88%
LINLinde Plc Ordinary Shares3.59%0.34%3.25%
CMICummins Inc.2.91%0.12%2.79%
XOMExxon Mobil Corp.1.87%1.01%0.86%
MUMicron Technology, Inc.1.22%1.63%0.41%
CRWDCrowdstrike Holdings Inc2.46%0.35%2.11%

89.3% of BRIF is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BRIFIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BRIF or IVV?

BRIF has an expense ratio of 0.65% while IVV charges 0.03%. IVV is the cheaper option, by $62 a year on a $10,000 investment.

Which is riskier, BRIF or IVV?

IVV has been the more volatile fund at 10.2% annualized versus 9.2% for BRIF. Worst drawdown: BRIF -17.2% vs IVV -18.8%.

Should I hold both BRIF and IVV?

BRIF and IVV have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between BRIF and IVV?

89.3% of BRIF's money is in holdings IVV also owns. 24.2% of IVV's is in holdings BRIF also owns. They hold 44 positions in common, counted across the 49 positions we hold weights for in BRIF and 490 in IVV.

Which pays a higher dividend, BRIF or IVV?

BRIF yields 0.42% while IVV yields 1.06%, so IVV currently pays the higher dividend yield.

Is IVV better than BRIF?

IVV has a lower expense ratio. BRIF led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.93. BRIF is less concentrated, with 37.2% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.