BSCT vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricBSCTIVVWinner
Expense Ratio0.10%0.03%
AUM$2.9B$865.2B
Dividend Yield4.57%1.09%
Holdings457508
YTD Return+1.03%+13.72%
1Y Return+3.36%+21.64%
3Y Return (annualized)+6.02%+21.55%
5Y Return (annualized)+1.04%+13.27%
Volatility (annualized)7.2%15.1%
Max Drawdown-19.5%-56.5%
Fund FamilyInvesco (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionSep 12, 2019May 15, 2000

BSCT vs IVV Performance

Invesco BulletShares 2029 Corporate Bond ETF (BSCT) is a ETF from Invesco (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BSCT returned +3.36% while IVV returned +21.64%. Year to date, BSCT is up 1.03% versus a gain of 13.72% for IVV.

Over three years, BSCT compounded at +6.02% per year against +21.55% for IVV; over five years the annualized figures are +1.04% and +13.27% respectively. Across the full 7-year window we track, IVV has the edge at +7.04% annualized vs +1.84%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.2% for BSCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.5% for BSCT and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BSCT charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, BSCT currently yields 4.57% against 1.09% for IVV.

Holdings Overlap

0.5%overlap

BSCT and IVV share 4 holdings out of 913 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BSCTWeight in IVVDifference
LLY0.18%1.44%1.26%
CAT0.26%0.63%0.37%
KDP0.24%0.06%0.18%
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Frequently Asked Questions

Which is cheaper, BSCT or IVV?

BSCT has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

Which performed better, BSCT or IVV?

Over the past year BSCT returned +3.36% vs +21.64% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (7 years), BSCT annualized +1.84% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, BSCT or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 7.2% for BSCT. Worst drawdown: BSCT -19.5% vs IVV -56.5%.

Should I hold both BSCT and IVV?

BSCT and IVV have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSCT and IVV?

BSCT and IVV share 4 common holdings with a 0.5% weight overlap. Combined, they hold 913 unique securities.

Which pays a higher dividend, BSCT or IVV?

BSCT yields 4.57% while IVV yields 1.09%, so BSCT currently pays the higher dividend yield.

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