BSCT vs VXUS

BSCT vs VXUS

Which is better, BSCT or VXUS?

VXUS has been ahead.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSCTVXUS
Expense Ratio0.10%0.05%Best
AUM$3.0B$158.1B
Dividend Yield4.53%2.51%
Holdings4668,747
YTD Return+0.40%+13.64%Best
1Y Return+1.56%+20.82%Best
3Y Return (annualized)+5.81%+19.58%Best
5Y Return (annualized)+0.85%+9.14%Best
Volatility (annualized)7.2%Best16.2%
Max Drawdown-19.5%Best-35.1%
$10,000 over 5 years$10,432$15,485Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionSep 12, 2019Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 12, 2019 to Sep 17, 2026 (7 years).

BSCT vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.

BSCT vs VXUS Performance

Invesco BulletShares 2029 Corporate Bond ETF (BSCT) is an ETF from Invesco (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year BSCT returned +1.56% while VXUS returned +20.82%. Year to date, BSCT is up 0.40% versus a gain of 13.64% for VXUS.

Over three years, BSCT compounded at +5.81% per year against +19.58% for VXUS; over five years the annualized figures are +0.85% and +9.14% respectively. Across the full 7-year window we track, VXUS has the edge at +9.99% annualized vs +1.73%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 7.2% for BSCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.5% for BSCT and -35.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSCT charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, BSCT currently yields 4.53% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 397 holdings in BSCT and 8,082 in VXUS, totalling 80.8% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 397 positions we hold weights for in BSCT and 8,082 in VXUS, against full books of 466 and 8,747.

You are not choosing between two funds in isolation.

Whichever of BSCT and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSCTVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSCT or VXUS?

BSCT has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option, by $5 a year on a $10,000 investment.

Which performed better, BSCT or VXUS?

Over the past year BSCT returned +1.56% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), BSCT annualized +1.73% vs +9.99% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSCT or VXUS?

VXUS has been the more volatile fund at 16.2% annualized versus 7.2% for BSCT. Worst drawdown: BSCT -19.5% vs VXUS -35.1%.

Should I hold both BSCT and VXUS?

BSCT and VXUS have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSCT or VXUS?

BSCT yields 4.53% while VXUS yields 2.51%, so BSCT currently pays the higher dividend yield.

Is VXUS better than BSCT?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.