BSCT vs VOO

BSCT vs VOO

Which is better, BSCT or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSCTVOO
Expense Ratio0.10%0.03%Best
AUM$3.0B$997.4B
Dividend Yield4.53%1.04%
Holdings466509
YTD Return+0.32%+12.37%Best
1Y Return+1.48%+16.61%Best
3Y Return (annualized)+5.86%+21.37%Best
5Y Return (annualized)+0.78%+13.49%Best
Volatility (annualized)7.2%Best16.7%
Max Drawdown-19.5%Best-34.3%
$10,000 over 5 years$10,396$18,827Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionSep 12, 2019Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 12, 2019 to Sep 18, 2026 (7 years).

BSCT vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.

BSCT vs VOO Performance

Invesco BulletShares 2029 Corporate Bond ETF (BSCT) is an ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year BSCT returned +1.48% while VOO returned +16.61%. Year to date, BSCT is up 0.32% versus a gain of 12.37% for VOO.

Over three years, BSCT compounded at +5.86% per year against +21.37% for VOO; over five years the annualized figures are +0.78% and +13.49% respectively. Across the full 7-year window we track, VOO has the edge at +15.46% annualized vs +1.71%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 7.2% for BSCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.5% for BSCT and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BSCT charges 0.10% per year while VOO charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, BSCT currently yields 4.53% against 1.04% for VOO.

Holdings Overlap

VOO already in BSCT2.0%

At least 2.0% of VOO's money is in holdings BSCT also owns.

Stated as a floor: for BSCT, our book for it covers 80.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VOO and BSCT share little of their money.

3 positions in common, counted across the 397 positions we hold weights for in BSCT and 494 in VOO, against full books of 466 and 509.

Top Shared Holdings

StockWeight in BSCTWeight in VOODifference
LLYEli Lilly & Co.0.17%1.41%1.24%
CATCaterpillar, Inc.0.26%0.58%0.32%
AWKAmerican Water Works Co. Inc.0.12%0.04%0.08%

You are not choosing between two funds in isolation.

Whichever of BSCT and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSCTVOO

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Frequently Asked Questions

Which is cheaper, BSCT or VOO?

BSCT has an expense ratio of 0.10% while VOO charges 0.03%. VOO is the cheaper option, by $7 a year on a $10,000 investment.

Which performed better, BSCT or VOO?

Over the past year BSCT returned +1.48% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (7 years), BSCT annualized +1.71% vs +15.46% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSCT or VOO?

VOO has been the more volatile fund at 16.7% annualized versus 7.2% for BSCT. Worst drawdown: BSCT -19.5% vs VOO -34.3%.

Should I hold both BSCT and VOO?

BSCT and VOO have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between BSCT and VOO?

At least 2.0% of VOO's money is in holdings BSCT also owns. Our book for BSCT is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 397 positions we hold weights for in BSCT and 494 in VOO.

Which pays a higher dividend, BSCT or VOO?

BSCT yields 4.53% while VOO yields 1.04%, so BSCT currently pays the higher dividend yield.

Is VOO better than BSCT?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.