CDIG vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricCDIGVYMWinner
Expense Ratio0.75%0.04%
AUM$47M$79.0B
Dividend Yield0.00%2.86%
Holdings26568
YTD Return+6.41%+16.16%
1Y Return+6.93%+26.05%
3Y Return (annualized)-+18.43%
5Y Return (annualized)-+12.21%
Volatility (annualized)-14.6%
Max Drawdown-11.3%-58.8%
Fund FamilyCity Different InvestmentsVanguard (US)
CategoryEquityEquity
InceptionSep 16, 2025Nov 10, 2006

CDIG vs VYM Performance

City Different Investments Global Equity ETF (CDIG) is a ETF from City Different Investments and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CDIG returned +6.93% while VYM returned +26.05%. Year to date, CDIG is up 6.41% versus a gain of 16.16% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.3% for CDIG and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CDIG charges 0.75% per year while VYM charges 0.04%. On a $10,000 position that is $75 vs $4 annually, a gap of $71 per year that compounds over a long holding period. On income, CDIG currently yields 0.00% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

CDIG and VYM share 0 holdings out of 584 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CDIG or VYM?

CDIG has an expense ratio of 0.75% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, CDIG or VYM?

Over the past year CDIG returned +6.93% vs +26.05% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between CDIG and VYM?

CDIG and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 584 unique securities.

Which pays a higher dividend, CDIG or VYM?

CDIG yields 0.00% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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