CDIG vs VXUS

CDIG vs VXUS

Which is better, CDIG or VXUS?

VXUS has been ahead.

VXUS has a lower expense ratio. VXUS led over 1Y.

Lower Fees: VXUSHigher Returns (1Y): VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCDIGVXUS
Expense Ratio0.75%0.05%Best
AUM$54M$158.1B
Dividend Yield0.00%2.59%
Holdings268,747
YTD Return+8.08%+16.15%Best
1Y Return+8.61%+27.58%Best
3Y Return (annualized)-+20.48%
5Y Return (annualized)-+9.09%
Volatility (annualized)13.4%Best13.8%
Fund FamilyCity Different InvestmentsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionSep 16, 2025Jan 26, 2011

Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.

CDIG vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

CDIG vs VXUS Performance

City Different Investments Global Equity ETF (CDIG) is an ETF from City Different Investments and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year CDIG returned +8.61% while VXUS returned +27.58%. Year to date, CDIG is up 8.08% versus a gain of 16.15% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.4% for CDIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CDIG charges 0.75% per year while VXUS charges 0.05%. On a $10,000 position that is $75 vs $5 annually, a gap of $70 per year that compounds over a long holding period. On income, CDIG currently yields 0.00% against 2.59% for VXUS.

Holdings Overlap

CDIG already in VXUS3.2%

At least 3.2% of CDIG's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 87.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

CDIG and VXUS share little of their money.

2 positions in common, counted across the 25 positions we hold weights for in CDIG and 8,094 in VXUS, against full books of 26 and 8,747.

Top Shared Holdings

StockWeight in CDIGWeight in VXUSDifference
PDD:IEPdd Holdings Inc2.39%0.13%2.26%
CCO:CACameco Corporation Com Npv0.82%0.10%0.72%

You are not choosing between two funds in isolation.

Whichever of CDIG and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CDIGVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CDIG or VXUS?

CDIG has an expense ratio of 0.75% while VXUS charges 0.05%. VXUS is the cheaper option, by $70 a year on a $10,000 investment.

Which performed better, CDIG or VXUS?

Over the past year CDIG returned +8.61% vs +27.58% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CDIG or VXUS?

VXUS has been the more volatile fund at 13.8% annualized versus 13.4% for CDIG.

Should I hold both CDIG and VXUS?

CDIG and VXUS have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CDIG and VXUS?

At least 3.2% of CDIG's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 25 positions we hold weights for in CDIG and 8,094 in VXUS.

Which pays a higher dividend, CDIG or VXUS?

CDIG yields 0.00% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.

Is VXUS better than CDIG?

VXUS has a lower expense ratio. VXUS led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.