CDIG vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricCDIGQQQWinner
Expense Ratio0.75%0.18%
AUM$47M$455.8B
Dividend Yield0.00%0.41%
Holdings26108
YTD Return+6.41%+17.46%
1Y Return+6.93%+26.02%
3Y Return (annualized)-+25.51%
5Y Return (annualized)-+15.12%
Volatility (annualized)-30.6%
Max Drawdown-11.3%-83.0%
Fund FamilyCity Different InvestmentsInvesco (US)
CategoryEquityEquity
InceptionSep 16, 2025Mar 10, 1999

CDIG vs QQQ Performance

City Different Investments Global Equity ETF (CDIG) is a ETF from City Different Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year CDIG returned +6.93% while QQQ returned +26.02%. Year to date, CDIG is up 6.41% versus a gain of 17.46% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.3% for CDIG and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CDIG charges 0.75% per year while QQQ charges 0.18%. On a $10,000 position that is $75 vs $18 annually, a gap of $57 per year that compounds over a long holding period. On income, CDIG currently yields 0.00% against 0.41% for QQQ.

Holdings Overlap

6.3%overlap

CDIG and QQQ share 4 holdings out of 125 unique holdings combined, representing a 6.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CDIGWeight in QQQDifference
AMZN4.49%4.26%0.23%
MELI7.19%0.42%6.77%
NFLX2.28%1.37%0.91%
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Frequently Asked Questions

Which is cheaper, CDIG or QQQ?

CDIG has an expense ratio of 0.75% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $57 per year of difference.

Which performed better, CDIG or QQQ?

Over the past year CDIG returned +6.93% vs +26.02% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between CDIG and QQQ?

CDIG and QQQ share 4 common holdings with a 6.3% weight overlap. Combined, they hold 125 unique securities.

Which pays a higher dividend, CDIG or QQQ?

CDIG yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

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