CDIG vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricCDIGVOOWinner
Expense Ratio0.75%0.03%
AUM$47M$979.0B
Dividend Yield0.00%1.09%
Holdings26509
YTD Return+6.41%+13.44%
1Y Return+6.93%+22.62%
3Y Return (annualized)-+21.47%
5Y Return (annualized)-+13.27%
Volatility (annualized)-14.1%
Max Drawdown-11.3%-34.3%
Fund FamilyCity Different InvestmentsVanguard (US)
CategoryEquityEquity
InceptionSep 16, 2025Sep 7, 2010

CDIG vs VOO Performance

City Different Investments Global Equity ETF (CDIG) is a ETF from City Different Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year CDIG returned +6.93% while VOO returned +22.62%. Year to date, CDIG is up 6.41% versus a gain of 13.44% for VOO.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.3% for CDIG and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CDIG charges 0.75% per year while VOO charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CDIG currently yields 0.00% against 1.09% for VOO.

Holdings Overlap

4.6%overlap

CDIG and VOO share 6 holdings out of 525 unique holdings combined, representing a 4.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CDIGWeight in VOODifference
AMZN4.49%3.62%0.87%
CVNA7.90%0.07%7.83%
UBER3.56%0.23%3.33%
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Frequently Asked Questions

Which is cheaper, CDIG or VOO?

CDIG has an expense ratio of 0.75% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, CDIG or VOO?

Over the past year CDIG returned +6.93% vs +22.62% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between CDIG and VOO?

CDIG and VOO share 6 common holdings with a 4.6% weight overlap. Combined, they hold 525 unique securities.

Which pays a higher dividend, CDIG or VOO?

CDIG yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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