CDIG vs VOO
City Different Investments Global Equity ETF vs Vanguard S&P 500 ETF
Which is better, CDIG or VOO?
VOO has been ahead.
VOO has a lower expense ratio. VOO led over 1Y. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 66.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CDIG | VOO |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $54M | $997.4B |
| Dividend Yield | 0.00% | 1.08% |
| Holdings | 26 | 509 |
| YTD Return | +8.08% | +13.37%Best |
| 1Y Return | +8.61% | +20.08%Best |
| 3Y Return (annualized) | - | +21.29% |
| 5Y Return (annualized) | - | +12.89% |
| Volatility (annualized) | 13.4% | 13.2%Best |
| Top 10 Weight | 66.0% | 36.4%Best |
| Fund Family | City Different Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 16, 2025 | Sep 7, 2010 |
Not shown on this pair: Max Drawdown, $10,000 over the window.
CDIG vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
CDIG vs VOO Performance
City Different Investments Global Equity ETF (CDIG) is an ETF from City Different Investments and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year CDIG returned +8.61% while VOO returned +20.08%. Year to date, CDIG is up 8.08% versus a gain of 13.37% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CDIG has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 13.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CDIG charges 0.75% per year while VOO charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CDIG currently yields 0.00% against 1.08% for VOO.
Holdings Overlap
22.5% of CDIG's money is in holdings VOO also owns. 4.6% of VOO's money is in holdings CDIG also owns.
CDIG and VOO share little of their money.
6 positions in common, counted across the 25 positions we hold weights for in CDIG and 505 in VOO, against full books of 26 and 509.
What only one of them owns
Our book lists 491 positions for VOO that do not appear in our book for CDIG (94.9% of the fund), and 12 for CDIG that do not appear in VOO (53.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
22.5% of CDIG is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CDIG or VOO?
CDIG has an expense ratio of 0.75% while VOO charges 0.03%. VOO is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, CDIG or VOO?
Over the past year CDIG returned +8.61% vs +20.08% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CDIG or VOO?
CDIG has been the more volatile fund at 13.4% annualized versus 13.2% for VOO.
Should I hold both CDIG and VOO?
CDIG and VOO have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CDIG and VOO?
22.5% of CDIG's money is in holdings VOO also owns. 4.6% of VOO's is in holdings CDIG also owns. They hold 6 positions in common, counted across the 25 positions we hold weights for in CDIG and 505 in VOO.
Which pays a higher dividend, CDIG or VOO?
CDIG yields 0.00% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
Is VOO better than CDIG?
VOO has a lower expense ratio. VOO led over 1Y. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 66.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.