CDIG vs IVV
City Different Investments Global Equity ETF vs iShares Core S&P 500 ETF
Which is better, CDIG or IVV?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 67.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CDIG | IVV |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $54M | $876.4B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 26 | 508 |
| YTD Return | +1.78% | +12.39%Best |
| 1Y Return | +1.40% | +16.61%Best |
| 3Y Return (annualized) | - | +21.38% |
| 5Y Return (annualized) | - | +13.51% |
| Volatility (annualized) | 14.3% | 13.3%Best |
| Max Drawdown | -11.3% | -8.9%Best |
| $10,000 over 1 years | $10,227 | $11,713Best |
| Top 10 Weight | 67.9% | 37.8%Best |
| Fund Family | City Different Investments | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 16, 2025 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 17, 2025 to Sep 18, 2026 (1 years).
CDIG vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
CDIG vs IVV Performance
City Different Investments Global Equity ETF (CDIG) is an ETF from City Different Investments and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year CDIG returned +1.40% while IVV returned +16.61%. Year to date, CDIG is up 1.78% versus a gain of 12.39% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CDIG has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 13.3% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.3% for CDIG and -8.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CDIG charges 0.75% per year while IVV charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CDIG currently yields 0.00% against 1.06% for IVV.
Holdings Overlap
24.3% of CDIG's money is in holdings IVV also owns. 6.9% of IVV's money is in holdings CDIG also owns.
CDIG and IVV share little of their money.
8 positions in common, counted across the 27 positions we hold weights for in CDIG and 490 in IVV, against full books of 26 and 508.
What only one of them owns
Our book lists 474 positions for IVV that do not appear in our book for CDIG (91.7% of the fund), and 12 for CDIG that do not appear in IVV (50.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CDIG | Weight in IVV | Difference |
|---|---|---|---|
| AMZNAmazon.Com Inc | 4.62% | 3.84% | 0.78% |
| CVNACarvana Co | 8.19% | 0.08% | 8.11% |
| UBERUber Technologies Inc | 3.55% | 0.23% | 3.32% |
| METAMeta Platforms Inc | 1.45% | 1.90% | 0.45% |
| EXPEExpedia Group Inc (consumer Discretionary) | 2.94% | 0.05% | 2.89% |
| COFCapital One Financial Corp. | 2.01% | 0.20% | 1.81% |
| BSXBoston Scientific Corp. | 1.02% | 0.11% | 0.91% |
| NFLXNetflix, Inc. | 0.53% | 0.51% | 0.02% |
24.3% of CDIG is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CDIG or IVV?
CDIG has an expense ratio of 0.75% while IVV charges 0.03%. IVV is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, CDIG or IVV?
Over the past year CDIG returned +1.40% vs +16.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), CDIG annualized +2.27% vs +17.13% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CDIG or IVV?
CDIG has been the more volatile fund at 14.3% annualized versus 13.3% for IVV. Worst drawdown: CDIG -11.3% vs IVV -8.9%.
Should I hold both CDIG and IVV?
CDIG and IVV have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CDIG and IVV?
24.3% of CDIG's money is in holdings IVV also owns. 6.9% of IVV's is in holdings CDIG also owns. They hold 8 positions in common, counted across the 27 positions we hold weights for in CDIG and 490 in IVV.
Which pays a higher dividend, CDIG or IVV?
CDIG yields 0.00% while IVV yields 1.06%, so IVV currently pays the higher dividend yield.
Is IVV better than CDIG?
IVV has a lower expense ratio. IVV led over 1Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 67.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.