CGGR vs SCHD
Capital Group Growth ETF vs Schwab US Dividend Equity ETF
Which is better, CGGR or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. CGGR led over 3Y and the full window, SCHD over 1Y. CGGR is less concentrated, with 41.6% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGGR | SCHD |
|---|---|---|
| Expense Ratio | 0.39% | 0.06%Best |
| AUM | $25.1B | $112.1B |
| Dividend Yield | 0.15% | 3.00% |
| Holdings | 103 | 103 |
| YTD Return | +4.95% | +25.07%Best |
| 1Y Return | +7.19% | +27.61%Best |
| 3Y Return (annualized) | +22.60%Best | +15.74% |
| 5Y Return (annualized) | - | +9.89% |
| Volatility (annualized) | 19.4% | 14.9%Best |
| Max Drawdown | -28.9% | -16.1%Best |
| $10,000 over 4.5 years | $19,148Best | $15,955 |
| Top 10 Weight | 41.6%Best | 41.8% |
| Fund Family | Capital Group (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Feb 22, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Feb 24, 2022 to Sep 11, 2026 (4.5 years).
CGGR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
CGGR vs SCHD Performance
Capital Group Growth ETF (CGGR) is an ETF from Capital Group (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CGGR returned +7.19% while SCHD returned +27.61%. Year to date, CGGR is up 4.95% versus a gain of 25.07% for SCHD.
Over three years, CGGR compounded at +22.60% per year against +15.74% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CGGR has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.9% for CGGR and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CGGR charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, CGGR currently yields 0.15% against 3.00% for SCHD.
Holdings Overlap
2.4% of CGGR's money is in holdings SCHD also owns. 10.4% of SCHD's money is in holdings CGGR also owns.
SCHD and CGGR share little of their money.
3 positions in common, counted across the 95 positions we hold weights for in CGGR and 100 in SCHD, against full books of 103 and 103.
What only one of them owns
Our book lists 96 positions for SCHD that do not appear in our book for CGGR (89.5% of the fund), and 80 for CGGR that do not appear in SCHD (88.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of CGGR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGGR or SCHD?
CGGR has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, CGGR or SCHD?
Over the past year CGGR returned +7.19% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGGR or SCHD?
CGGR has been the more volatile fund at 19.4% annualized versus 14.9% for SCHD. Worst drawdown: CGGR -28.9% vs SCHD -16.1%.
Should I hold both CGGR and SCHD?
CGGR and SCHD have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CGGR and SCHD?
10.4% of SCHD's money is in holdings CGGR also owns. 10.4% of SCHD's is in holdings CGGR also owns. They hold 3 positions in common, counted across the 95 positions we hold weights for in CGGR and 100 in SCHD.
Which pays a higher dividend, CGGR or SCHD?
CGGR yields 0.15% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than CGGR?
SCHD has a lower expense ratio. CGGR led over 3Y and the full window, SCHD over 1Y. CGGR is less concentrated, with 41.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.