CGUS vs VYM

CGUS vs VYM

Which is better, CGUS or VYM?

Large Cap Blend against Large Cap Value.

VYM has a lower expense ratio. CGUS led over 3Y and the full window, VYM over 1Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 42.2%.

Lower Fees: VYMHigher Returns: splitLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCGUSVYM
Expense Ratio0.33%0.04%Best
AUM$11.7B$81.6B
Dividend Yield0.82%2.22%
Holdings75613
YTD Return+9.09%+11.71%Best
1Y Return+11.99%+16.24%Best
3Y Return (annualized)+20.30%Best+17.24%
5Y Return (annualized)-+11.86%
Volatility (annualized)14.9%13.8%Best
Max Drawdown-21.9%-15.8%Best
$10,000 over 4.6 years$18,785Best$17,044
Top 10 Weight42.2%26.1%Best
Fund FamilyCapital Group (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionFeb 22, 2022Nov 10, 2006

Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 24, 2022 to Sep 16, 2026 (4.6 years).

CGUS vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.

CGUS vs VYM Performance

Capital Group Core Equity ETF (CGUS) is an ETF from Capital Group (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year CGUS returned +11.99% while VYM returned +16.24%. Year to date, CGUS is up 9.09% versus a gain of 11.71% for VYM.

Over three years, CGUS compounded at +20.30% per year against +17.24% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CGUS has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 13.8% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.9% for CGUS and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CGUS charges 0.33% per year while VYM charges 0.04%. On a $10,000 position that is $33 vs $4 annually, a gap of $29 per year that compounds over a long holding period. On income, CGUS currently yields 0.82% against 2.22% for VYM.

Holdings Overlap

CGUS already in VYM32.5%
VYM already in CGUS29.0%

32.5% of CGUS's money is in holdings VYM also owns. 29.0% of VYM's money is in holdings CGUS also owns.

The two portfolios partly overlap.

29 positions in common, counted across the 68 positions we hold weights for in CGUS and 557 in VYM, against full books of 75 and 613.

What only one of them owns

Our book lists 500 positions for VYM that do not appear in our book for CGUS (68.5% of the fund), and 30 for CGUS that do not appear in VYM (57.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CGUSWeight in VYMDifference
AVGOBroadcom Inc5.50%7.35%1.85%
JPMJpmorgan Chase1.87%3.82%1.95%
CSCOCisco Systems Inc. - Ordinary Shares1.84%1.86%0.02%
WFCWells Fargo & Co.1.38%1.07%0.31%
ABBVAbbvie Inc.0.65%1.80%1.15%
BLKBlackrock Funding Inc/De1.67%0.68%0.99%
SBUXStarbucks Corp1.85%0.49%1.36%
UNHUnitedhealth Group Incorporated0.78%1.52%0.74%
HDHome Depot Inc/The0.81%1.34%0.53%
PMPhilip Morris International Inc.0.92%1.21%0.29%

32.5% of CGUS is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CGUSVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CGUS or VYM?

CGUS has an expense ratio of 0.33% while VYM charges 0.04%. VYM is the cheaper option, by $29 a year on a $10,000 investment.

Which performed better, CGUS or VYM?

Over the past year CGUS returned +11.99% vs +16.24% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CGUS or VYM?

CGUS has been the more volatile fund at 14.9% annualized versus 13.8% for VYM. Worst drawdown: CGUS -21.9% vs VYM -15.8%.

Should I hold both CGUS and VYM?

CGUS and VYM have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CGUS and VYM?

32.5% of CGUS's money is in holdings VYM also owns. 29.0% of VYM's is in holdings CGUS also owns. They hold 29 positions in common, counted across the 68 positions we hold weights for in CGUS and 557 in VYM.

Which pays a higher dividend, CGUS or VYM?

CGUS yields 0.82% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than CGUS?

VYM has a lower expense ratio. CGUS led over 3Y and the full window, VYM over 1Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 42.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.