CMCI vs SCHD
VanEck CMCI Commodity Strategy ETF vs Schwab US Dividend Equity ETF
Which is better, CMCI or SCHD?
Commodities against Large Cap Value.
SCHD has a lower expense ratio. CMCI led over 5Y and the full window, SCHD over 1Y and 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CMCI | SCHD |
|---|---|---|
| Expense Ratio | 0.67% | 0.06%Best |
| AUM | $3M | $112.1B |
| Dividend Yield | 7.63% | 3.00% |
| Holdings | 19 | 103 |
| YTD Return | +32.75%Best | +21.99% |
| 1Y Return | +24.50% | +25.92%Best |
| 3Y Return (annualized) | +9.51% | +15.66%Best |
| 5Y Return (annualized) | +9.85%Best | +9.48% |
| Volatility (annualized) | 13992509.8% | 13.7%Best |
| Max Drawdown | - | -33.4% |
| $10,000 over 5 years | $15,996Best | $15,728 |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Commodity | Equity |
| Style | Commodities | Large Cap Value |
| Inception | Aug 21, 2023 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 23, 2026 (14.9 years).
CMCI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
CMCI vs SCHD Performance
VanEck CMCI Commodity Strategy ETF (CMCI) is an ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CMCI returned +24.50% while SCHD returned +25.92%. Year to date, CMCI is up 32.75% versus a gain of 21.99% for SCHD.
Over three years, CMCI compounded at +9.51% per year against +15.66% for SCHD; over five years the annualized figures are +9.85% and +9.48% respectively. Across the full 15-year window we track, CMCI has the edge at +35.77% annualized vs +11.15%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CMCI has been the more volatile fund, with annualized monthly volatility of 13992509.8% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.06. They move largely independently of each other.
Fees and Cost Over Time
CMCI charges 0.67% per year while SCHD charges 0.06%. On a $10,000 position that is $67 vs $6 annually, a gap of $61 per year that compounds over a long holding period. On income, CMCI currently yields 7.63% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of CMCI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CMCI or SCHD?
CMCI has an expense ratio of 0.67% while SCHD charges 0.06%. SCHD is the cheaper option, by $61 a year on a $10,000 investment.
Which performed better, CMCI or SCHD?
Over the past year CMCI returned +24.50% vs +25.92% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), CMCI annualized +35.77% vs +11.15% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CMCI or SCHD?
CMCI has been the more volatile fund at 13992509.8% annualized versus 13.7% for SCHD.
Should I hold both CMCI and SCHD?
CMCI and SCHD have a monthly-return correlation of -0.06, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CMCI or SCHD?
CMCI yields 7.63% while SCHD yields 3.00%, so CMCI currently pays the higher dividend yield.
Is SCHD better than CMCI?
SCHD has a lower expense ratio. CMCI led over 5Y and the full window, SCHD over 1Y and 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.