CMCI vs VTI

CMCI vs VTI
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Quick Verdict

VTI has a lower expense ratio. CMCI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: CMCIMore Diversified: VTI

Side-by-Side Comparison

MetricCMCIVTIWinner
Expense Ratio0.67%0.03%
AUM$3M$666.9B
Dividend Yield8.12%1.07%
Holdings173,543
YTD Return+28.71%+12.65%
1Y Return+22.83%+21.39%
3Y Return (annualized)+9.04%+21.54%
5Y Return (annualized)+9.04%+12.11%
Volatility (annualized)13752483.6%15.3%
Max Drawdown-100.0%-56.6%
Fund FamilyVanEckVanguard (US)
CategoryCommodityEquity
InceptionAug 21, 2023May 24, 2001

CMCI vs VTI Performance

VanEck CMCI Commodity Strategy ETF (CMCI) is a ETF from VanEck and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CMCI returned +22.83% while VTI returned +21.39%. Year to date, CMCI is up 28.71% versus a gain of 12.65% for VTI.

Over three years, CMCI compounded at +9.04% per year against +21.54% for VTI; over five years the annualized figures are +9.04% and +12.11% respectively. Across the full 15-year window we track, CMCI has the edge at +29.75% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CMCI has been the more volatile fund, with annualized monthly volatility of 13752483.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -100.0% for CMCI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.07. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CMCI charges 0.67% per year while VTI charges 0.03%. On a $10,000 position that is $67 vs $3 annually, a gap of $64 per year that compounds over a long holding period. On income, CMCI currently yields 8.12% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

CMCI and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CMCI or VTI?

CMCI has an expense ratio of 0.67% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $64 per year of difference.

Which performed better, CMCI or VTI?

Over the past year CMCI returned +22.83% vs +21.39% for VTI, so CMCI leads on 1-year performance. Over the longest common window we track (15 years), CMCI annualized +29.75% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, CMCI or VTI?

CMCI has been the more volatile fund at 13752483.6% annualized versus 15.3% for VTI. Worst drawdown: CMCI -100.0% vs VTI -56.6%.

Should I hold both CMCI and VTI?

CMCI and VTI have a monthly-return correlation of -0.07, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CMCI and VTI?

CMCI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.

Which pays a higher dividend, CMCI or VTI?

CMCI yields 8.12% while VTI yields 1.07%, so CMCI currently pays the higher dividend yield.

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