UBSI Stock Forecast, Price Targets, Chart, Dividends & Analysis
United Bankshares Inc.
UBSI 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
41.74
USD
0.34
(0.82%)
Previous close: 41.4 Open: 41.66 Bid: 35.67 Ask: 46.5
52 week range
30.68 43.77
Mkt Cap: 5,662 M Avg Vol (90 Days): 501,624
Last updated: Friday 22nd November 2024
Metrics
Valuation
Price per Sales TTM ($) | 5.57 |
Price per Book TTM ($) | 1.14 |
PE Ratio (TTM) | 15.99 |
Book Value per Share ($) | 35.92 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -1.32% | |
1 Month Return | 13.61% | |
3 Month Return | 8.99% | |
1 Year Return | 30.23% | |
3 Year Return | 21.69% | |
5 Year Return | 35.92% | |
YTD Return | 11.16% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 61.01 |
14 Day SMA ($) | 41.43 |
14 Day EMA ($) | 41.19 |
Money Flow Index | 63.48 |
Average True Range | 1.21 |
50 Day SMA ($) | 38.34 |
200 Day SMA ($) | 35.48 |
ADX | 38.71 |
MACD | -0.95 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
UBSI Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | 4 M | 3 M | 4 M | 8 M | 8 M | 7 M | 7 M | 6 M | 6 M | 5 M |
| Basic EPS from continuing operations | 1.93 | 1.99 | 2.0 | 1.54 | 2.46 | 2.55 | 2.4 | 2.84 | 2.81 | 2.72 |
| Basic EPS total | 1.93 | 1.99 | 2.0 | 1.54 | 2.46 | 2.55 | 2.4 | 2.84 | 2.81 | 2.72 |
| Basic weighted shares outstanding | 67 M | 69 M | 74 M | 98 M | 104 M | 102 M | 120 M | 129 M | 135 M | 135 M |
| CreditCard | 4 M | 5 M | 5 M | 5 M | ||||||
| CreditLossesProvision | 22 M | 23 M | 25 M | 28 M | 22 M | 21 M | 107 M | 24 M | 19 M | 31 M |
| Depreciation | 9 M | 8 M | 8 M | 9 M | 10 M | 9 M | 13 M | 17 M | 18 M | 17 M |
| DepreciationAndAmortization | 9 M | 8 M | 8 M | 9 M | 10 M | 9 M | 13 M | 17 M | 18 M | 17 M |
| Diluted EPS total | 1.92 | 1.98 | 1.99 | 1.54 | 2.45 | 2.55 | 2.4 | 2.83 | 2.8 | 2.71 |
| Diluted normalized net income/share | 1.92 | 1.98 | 1.99 | 1.54 | 2.45 | 2.55 | 2.4 | 2.83 | 2.8 | 2.71 |
| Diluted weighted shares outstanding | 68 M | 70 M | 74 M | 98 M | 104 M | 102 M | 120 M | 130 M | 135 M | 135 M |
| Dividends paid per share | 1.28 | 1.29 | 1.32 | 1.33 | 1.36 | 1.37 | 1.4 | 1.41 | 1.44 | 1.45 |
| Equipment | 10 M | 9 M | 9 M | 11 M | 14 M | 14 M | 21 M | 26 M | 29 M | 30 M |
| FeesAndCommissions | 69 M | 66 M | 63 M | 3 M | 2 M | 2 M | 6 M | 10 M | 9 M | 14 M |
| GeneralAndAdministrativeExpense | 8 M | 8 M | 9 M | 7 M | 11 M | 8 M | 10 M | 8 M | 12 M | 30 M |
| ImpairmentOfCapitalAssets | -23 M | -2 M | -15 M | -15 M | -2 M | |||||
| Income before tax | 195 M | 203 M | 223 M | 285 M | 327 M | 324 M | 360 M | 463 M | 476 M | 464 M |
| Income restructuring and M&A | 5 M | 589000.0 | 54,240 M | |||||||
| Income taxes | 65 M | 66 M | 76 M | 134 M | 71 M | 64 M | 71 M | 95 M | 96 M | 97 M |
| InsuranceAndClaims | 8 M | 8 M | 9 M | 7 M | 11 M | 8 M | 10 M | 8 M | 12 M | 30 M |
| Interest expense | 43 M | 40 M | 45 M | 75 M | 129 M | 185 M | 109 M | 52 M | 106 M | 481 M |
| InterestExpenseForDeposit | 27 M | 28 M | 29 M | 50 M | 92 M | 136 M | 79 M | 42 M | 80 M | 391 M |
| InterestExpenseForLongTermDebt | 14 M | 11 M | 14 M | 24 M | 35 M | 47 M | 29 M | 10 M | 24 M | 84 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 14 M | 11 M | 14 M | 24 M | 35 M | 47 M | 29 M | 10 M | 24 M | 84 M |
| InterestExpenseForShortTermDebt | 1 M | 834000.0 | 2 M | 2 M | 2 M | 2 M | 1 M | 693000.0 | 2 M | 6 M |
| InterestIncome | 419 M | 424 M | 470 M | 624 M | 718 M | 763 M | 798 M | 795 M | 1,002 M | 1,401 M |
| InterestIncomeAfterProvisionForLoanLoss | 354 M | 362 M | 401 M | 521 M | 567 M | 557 M | 583 M | 719 M | 878 M | 889 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 954000.0 | 2 M | 3 M | 16 M | 19 M | 21 M | 10 M | 9 M | 23 M | 47 M |
| InterestIncomeFromInvestmentSecurities | 34 M | 34 M | 36 M | 42 M | 62 M | 74 M | 67 M | 62 M | 114 M | 151 M |
| InterestIncomeFromLoans | 384 M | 388 M | 431 M | 566 M | 637 M | 667 M | 722 M | 724 M | 865 M | 1,203 M |
| InterestIncomeFromLoansAndLease | 384 M | 388 M | 431 M | 566 M | 637 M | 667 M | 722 M | 724 M | 865 M | 1,203 M |
| InterestIncomeFromSecurities | 34 M | 34 M | 36 M | 42 M | 62 M | 74 M | 67 M | 62 M | 114 M | 151 M |
| InvestmentBankingProfit | -423000.0 | -9 M | -12 M | -7 M | -6 M | |||||
| Net income from total operations | 130 M | 138 M | 147 M | 151 M | 256 M | 260 M | 289 M | 368 M | 380 M | 366 M |
| NetIncomeCommonStockholders | 148 M | 148 M | 162 M | 166 M | 145 M | 133 M | 289 M | 368 M | 380 M | 366 M |
| NetIncomeContinuousOperations | 130 M | 138 M | 147 M | 151 M | 256 M | 260 M | 289 M | 368 M | 380 M | 366 M |
| NetInterestIncome | 376 M | 384 M | 425 M | 549 M | 589 M | 578 M | 690 M | 743 M | 896 M | 920 M |
| NetOccupancyExpense | 26 M | 24 M | 28 M | 39 M | 36 M | 35 M | 41 M | 42 M | 45 M | 46 M |
| NonInterestExpense | 240 M | 232 M | 248 M | 367 M | 368 M | 383 M | 578 M | 582 M | 555 M | 560 M |
| NonInterestIncome | 81 M | 74 M | 70 M | 132 M | 129 M | 150 M | 355 M | 278 M | 153 M | 135 M |
| OccupancyAndEquipment | 35 M | 33 M | 36 M | 50 M | 50 M | 49 M | 62 M | 68 M | 74 M | 76 M |
| Other special charges | -77 M | -76 M | -73 M | -77 M | -77 M | -77 M | -236 M | -216 M | -235 M | -259 M |
| OtherCustomerServices | 2 M | 2 M | 2 M | 2 M | ||||||
| OtherGandA | 8 M | 8 M | 9 M | 7 M | 11 M | 8 M | 10 M | 8 M | 12 M | 30 M |
| OtherInterestExpense | -376 M | -384 M | -425 M | -549 M | -589 M | -578 M | -690 M | -743 M | -896 M | -920 M |
| OtherInterestIncome | 277 M | 263 M | 331 M | 312 M | ||||||
| OtherNonInterestExpense | 67 M | 65 M | 66 M | 94 M | 95 M | 101 M | 158 M | 145 M | 164 M | 162 M |
| OtherNonInterestIncome | 6 M | 7 M | 7 M | 126 M | 7 M | 9 M | 10 M | 15 M | 17 M | 19 M |
| ProfessionalExpenseAndContractServicesExpense | 10 M | 9 M | 10 M | 12 M | 13 M | 12 M | 16 M | 18 M | 24 M | 26 M |
| PromotionAndAdvertising | 5 M | 4 M | 3 M | 5 M | 5 M | 5 M | 6 M | 6 M | 8 M | 9 M |
| RentAndLandingFees | 13 M | 13 M | 15 M | 25 M | 20 M | |||||
| Revenue per share | -13 M | -12 M | -15 M | -37 M | -37 M | -32 M | -69 M | -87 M | -52 M | -34 M |
| SalariesAndWages | 111 M | 115 M | 122 M | 201 M | 201 M | 210 M | 324 M | 334 M | 288 M | 279 M |
| SecuritiesActivities | 2 M | 3 M | 3 M | 3 M | 2 M | 2 M | 6 M | 10 M | 9 M | 14 M |
| Selling Gen & administrative expense | 119 M | 124 M | 131 M | 208 M | 212 M | 218 M | 334 M | 342 M | 300 M | 310 M |
| SellingAndMarketingExpense | 5 M | 4 M | 3 M | 5 M | 5 M | 5 M | 6 M | 6 M | 8 M | 9 M |
| ServiceChargeOnDepositorAccounts | 61 M | 57 M | 52 M | 53 M | ||||||
| Special income/charges | -67 M | -65 M | -66 M | -94 M | -95 M | -101 M | -158 M | -145 M | -164 M | -162 M |
| Total common shares outstanding | 69 M | 70 M | 81 M | 105 M | 102 M | 102 M | 129 M | 137 M | 135 M | 135 M |
| Total net income | 130 M | 138 M | 147 M | 151 M | 256 M | 260 M | 289 M | 368 M | 380 M | 366 M |
| Total ordinary shares | 135 M | 135 M | 135 M | 135 M | 135 M | 135 M | 135 M | 135 M | 135 M | 135 M |
| Total revenues | 457 M | 458 M | 495 M | 681 M | 717 M | 728 M | 1,045 M | 1,021 M | 1,050 M | 1,047 M |
| TotalRevenue | 457 M | 458 M | 495 M | 681 M | 717 M | 728 M | 1,045 M | 1,021 M | 1,050 M | 1,047 M |
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