DBJP vs SCHD
DBJP vs SCHD
Xtrackers MSCI Japan Hedged Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. DBJP delivered stronger 1-year returns. DBJP offers more diversification with 169 holdings.
Side-by-Side Comparison
| Metric | DBJP | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.06% | |
| AUM | $696M | $103.7B | |
| Dividend Yield | 1.25% | 3.31% | |
| Holdings | 182 | 104 | |
| YTD Return | +22.47% | +24.26% | |
| 1Y Return | +46.09% | +31.38% | |
| 3Y Return (annualized) | +28.71% | +15.08% | |
| 5Y Return (annualized) | +22.40% | +9.72% | |
| Volatility (annualized) | 16.6% | 13.6% | |
| Max Drawdown | -35.3% | -33.4% | |
| Fund Family | Xtrackers ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 9, 2011 | Oct 20, 2011 |
DBJP vs SCHD Performance
Xtrackers MSCI Japan Hedged Equity ETF (DBJP) is a ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DBJP returned +46.09% while SCHD returned +31.38%. Year to date, DBJP is up 22.47% versus a gain of 24.26% for SCHD.
Over three years, DBJP compounded at +28.71% per year against +15.08% for SCHD; over five years the annualized figures are +22.40% and +9.72% respectively. Across the full 15-year window we track, DBJP has the edge at +11.75% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DBJP has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.3% for DBJP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DBJP charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, DBJP currently yields 1.25% against 3.31% for SCHD.
Holdings Overlap
DBJP and SCHD share 0 holdings out of 269 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DBJP or SCHD?
DBJP has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, DBJP or SCHD?
Over the past year DBJP returned +46.09% vs +31.38% for SCHD, so DBJP leads on 1-year performance. Over the longest common window we track (15 years), DBJP annualized +11.75% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, DBJP or SCHD?
DBJP has been the more volatile fund at 16.6% annualized versus 13.6% for SCHD. Worst drawdown: DBJP -35.3% vs SCHD -33.4%.
Should I hold both DBJP and SCHD?
DBJP and SCHD have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DBJP and SCHD?
DBJP and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 269 unique securities.
Which pays a higher dividend, DBJP or SCHD?
DBJP yields 1.25% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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