DDLS vs SCHD
WisdomTree Dynamic International SmallCap Equity Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DDLS offers more diversification with 1,040 holdings.
Side-by-Side Comparison
| Metric | DDLS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.48% | 0.06% | |
| AUM | $431M | $108.7B | |
| Dividend Yield | 3.62% | 3.13% | |
| Holdings | 1,040 | 104 | |
| YTD Return | +6.75% | +25.69% | |
| 1Y Return | +12.12% | +30.41% | |
| 3Y Return (annualized) | +17.97% | +16.03% | |
| 5Y Return (annualized) | +9.49% | +9.64% | |
| Volatility (annualized) | 13.5% | 13.6% | |
| Max Drawdown | -36.8% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 7, 2016 | Oct 20, 2011 |
DDLS vs SCHD Performance
WisdomTree Dynamic International SmallCap Equity Fund (DDLS) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DDLS returned +12.12% while SCHD returned +30.41%. Year to date, DDLS is up 6.75% versus a gain of 25.69% for SCHD.
Over three years, DDLS compounded at +17.97% per year against +16.03% for SCHD; over five years the annualized figures are +9.49% and +9.64% respectively. Across the full 11-year window we track, SCHD has the edge at +11.46% annualized vs +9.73%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.5% for DDLS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.8% for DDLS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DDLS charges 0.48% per year while SCHD charges 0.06%. On a $10,000 position that is $48 vs $6 annually, a gap of $42 per year that compounds over a long holding period. On income, DDLS currently yields 3.62% against 3.13% for SCHD.
Holdings Overlap
DDLS and SCHD share 0 holdings out of 1035 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DDLS or SCHD?
DDLS has an expense ratio of 0.48% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, DDLS or SCHD?
Over the past year DDLS returned +12.12% vs +30.41% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), DDLS annualized +9.73% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, DDLS or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.5% for DDLS. Worst drawdown: DDLS -36.8% vs SCHD -33.4%.
Should I hold both DDLS and SCHD?
DDLS and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DDLS and SCHD?
DDLS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1035 unique securities.
Which pays a higher dividend, DDLS or SCHD?
DDLS yields 3.62% while SCHD yields 3.13%, so DDLS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.