DDLS vs SCHD
WisdomTree Dynamic International SmallCap Equity Fund vs Schwab US Dividend Equity ETF
Which is better, DDLS or SCHD?
Small Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. DDLS led over 3Y, SCHD over 1Y, 5Y and the full window. DDLS is less concentrated, with 5.7% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DDLS | SCHD |
|---|---|---|
| Expense Ratio | 0.48% | 0.06%Best |
| AUM | $436M | $112.2B |
| Dividend Yield | 3.62% | 3.13% |
| Holdings | 1,040 | 103 |
| YTD Return | +7.91% | +27.56%Best |
| 1Y Return | +12.72% | +30.29%Best |
| 3Y Return (annualized) | +17.45%Best | +16.37% |
| 5Y Return (annualized) | +9.01% | +10.23%Best |
| Volatility (annualized) | 13.4%Best | 14.9% |
| Max Drawdown | -36.8% | -33.4%Best |
| $10,000 over 5 years | $15,393 | $16,274Best |
| Top 10 Weight | 5.7%Best | 41.5% |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Value |
| Inception | Jan 7, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jan 7, 2016 to Sep 4, 2026 (10.7 years).
DDLS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.7 years both funds cover.
DDLS vs SCHD Performance
WisdomTree Dynamic International SmallCap Equity Fund (DDLS) is an ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DDLS returned +12.72% while SCHD returned +30.29%. Year to date, DDLS is up 7.91% versus a gain of 27.56% for SCHD.
Over three years, DDLS compounded at +17.45% per year against +16.37% for SCHD; over five years the annualized figures are +9.01% and +10.23% respectively. Across the full 11-year window we track, SCHD has the edge at +12.21% annualized vs +9.79%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 13.4% for DDLS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.8% for DDLS and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DDLS charges 0.48% per year while SCHD charges 0.06%. On a $10,000 position that is $48 vs $6 annually, a gap of $42 per year that compounds over a long holding period. On income, DDLS currently yields 3.62% against 3.13% for SCHD.
Holdings Overlap
0.2% of DDLS's money is in holdings SCHD also owns. 0.1% of SCHD's money is in holdings DDLS also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 1,034 positions we hold weights for in DDLS and 100 in SCHD, against full books of 1,040 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for DDLS (99.8% of the fund), and 9 for DDLS that do not appear in SCHD (1.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DDLS | Weight in SCHD | Difference |
|---|---|---|---|
| IPARInter Parfums Inc | 0.20% | 0.06% | 0.14% |
You are not choosing between two funds in isolation.
Whichever of DDLS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DDLS or SCHD?
DDLS has an expense ratio of 0.48% while SCHD charges 0.06%. SCHD is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, DDLS or SCHD?
Over the past year DDLS returned +12.72% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), DDLS annualized +9.79% vs +12.21% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DDLS or SCHD?
SCHD has been the more volatile fund at 14.9% annualized versus 13.4% for DDLS. Worst drawdown: DDLS -36.8% vs SCHD -33.4%.
Should I hold both DDLS and SCHD?
DDLS and SCHD have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DDLS or SCHD?
DDLS yields 3.62% while SCHD yields 3.13%, so DDLS currently pays the higher dividend yield.
Is SCHD better than DDLS?
SCHD has a lower expense ratio. DDLS led over 3Y, SCHD over 1Y, 5Y and the full window. DDLS is less concentrated, with 5.7% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.