DEMZ vs VOO

DEMZ vs VOO
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricDEMZVOOWinner
Expense Ratio0.45%0.03%
AUM$68M$997.4B
Dividend Yield0.89%1.08%
Holdings44509
YTD Return+11.23%+12.25%
1Y Return+19.65%+20.92%
3Y Return (annualized)+21.83%+21.79%
5Y Return (annualized)+12.11%+13.05%
Volatility (annualized)16.2%14.1%
Max Drawdown-27.2%-34.3%
Fund FamilyDEMZVanguard (US)
CategoryEquityEquity
InceptionNov 2, 2020Sep 7, 2010

DEMZ vs VOO Performance

Democratic Large Cap Core ETF (DEMZ) is a ETF from DEMZ and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year DEMZ returned +19.65% while VOO returned +20.92%. Year to date, DEMZ is up 11.23% versus a gain of 12.25% for VOO.

Over three years, DEMZ compounded at +21.83% per year against +21.79% for VOO; over five years the annualized figures are +12.11% and +13.05% respectively. Across the full 6-year window we track, DEMZ has the edge at +16.60% annualized vs +13.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DEMZ has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.2% for DEMZ and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DEMZ charges 0.45% per year while VOO charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, DEMZ currently yields 0.89% against 1.08% for VOO.

Holdings Overlap

27.2%overlap

DEMZ and VOO share 42 holdings out of 505 unique holdings combined, representing a 27.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DEMZWeight in VOODifference
NVDA5.12%7.51%2.39%
AAPL5.05%6.59%1.54%
MSFT6.32%4.30%2.02%
GOOGLProProPro
METAProProPro
AMDProProPro
LRCXProProPro
NDSNProProPro
APHProProPro
COSTProProPro
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Frequently Asked Questions

Which is cheaper, DEMZ or VOO?

DEMZ has an expense ratio of 0.45% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, DEMZ or VOO?

Over the past year DEMZ returned +19.65% vs +20.92% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), DEMZ annualized +16.60% vs +13.45% for VOO. Past performance does not guarantee future results.

Which is riskier, DEMZ or VOO?

DEMZ has been the more volatile fund at 16.2% annualized versus 14.1% for VOO. Worst drawdown: DEMZ -27.2% vs VOO -34.3%.

Should I hold both DEMZ and VOO?

DEMZ and VOO have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DEMZ and VOO?

DEMZ and VOO share 42 common holdings with a 27.2% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, DEMZ or VOO?

DEMZ yields 0.89% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

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