DJIA vs SCHD
Global X Dow 30 Covered Call ETF vs Schwab US Dividend Equity ETF
Which is better, DJIA or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 55.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DJIA | SCHD |
|---|---|---|
| Expense Ratio | 0.60% | 0.06%Best |
| AUM | $192M | $112.1B |
| Dividend Yield | 10.08% | 3.00% |
| Holdings | 34 | 103 |
| YTD Return | +6.47% | +24.04%Best |
| 1Y Return | +13.31% | +27.95%Best |
| 3Y Return (annualized) | +10.83% | +15.51%Best |
| 5Y Return (annualized) | - | +9.80% |
| Volatility (annualized) | 9.5%Best | 14.9% |
| Max Drawdown | -16.9% | -16.1%Best |
| $10,000 over 4.6 years | $14,218 | $15,962Best |
| Top 10 Weight | 55.0% | 41.8%Best |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Feb 23, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 24, 2022 to Sep 16, 2026 (4.6 years).
DJIA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.
DJIA vs SCHD Performance
Global X Dow 30 Covered Call ETF (DJIA) is an ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DJIA returned +13.31% while SCHD returned +27.95%. Year to date, DJIA is up 6.47% versus a gain of 24.04% for SCHD.
Over three years, DJIA compounded at +10.83% per year against +15.51% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 9.5% for DJIA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.9% for DJIA and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DJIA charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, DJIA currently yields 10.08% against 3.00% for SCHD.
Holdings Overlap
19.7% of DJIA's money is in holdings SCHD also owns. 29.2% of SCHD's money is in holdings DJIA also owns.
SCHD and DJIA share little of their money.
7 positions in common, counted across the 30 positions we hold weights for in DJIA and 100 in SCHD, against full books of 34 and 103.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for DJIA (70.7% of the fund), and 23 for DJIA that do not appear in SCHD (80.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
29.2% of SCHD is already inside DJIA.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DJIA or SCHD?
DJIA has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which performed better, DJIA or SCHD?
Over the past year DJIA returned +13.31% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DJIA or SCHD?
SCHD has been the more volatile fund at 14.9% annualized versus 9.5% for DJIA. Worst drawdown: DJIA -16.9% vs SCHD -16.1%.
Should I hold both DJIA and SCHD?
DJIA and SCHD have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DJIA and SCHD?
29.2% of SCHD's money is in holdings DJIA also owns. 29.2% of SCHD's is in holdings DJIA also owns. They hold 7 positions in common, counted across the 30 positions we hold weights for in DJIA and 100 in SCHD.
Which pays a higher dividend, DJIA or SCHD?
DJIA yields 10.08% while SCHD yields 3.00%, so DJIA currently pays the higher dividend yield.
Is SCHD better than DJIA?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 55.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.