EBI vs SCHD
Longview Advantage ETF vs Schwab US Dividend Equity ETF
Which is better, EBI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. EBI led over the full window, SCHD over 1Y. EBI is less concentrated, with 26.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EBI | SCHD |
|---|---|---|
| Expense Ratio | 0.24% | 0.06%Best |
| AUM | $690M | $112.1B |
| Dividend Yield | 1.08% | 3.00% |
| Holdings | 1,721 | 103 |
| YTD Return | +18.46% | +25.07%Best |
| 1Y Return | +24.69% | +27.61%Best |
| 3Y Return (annualized) | - | +15.74% |
| 5Y Return (annualized) | - | +9.89% |
| Volatility (annualized) | 11.5%Best | 13.7% |
| Max Drawdown | -17.1% | -14.0%Best |
| $10,000 over 1.5 years | $13,798Best | $12,720 |
| Top 10 Weight | 26.3%Best | 41.8% |
| Fund Family | Longview Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Feb 25, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Feb 27, 2025 to Sep 11, 2026 (1.5 years).
EBI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
EBI vs SCHD Performance
Longview Advantage ETF (EBI) is an ETF from Longview Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EBI returned +24.69% while SCHD returned +27.61%. Year to date, EBI is up 18.46% versus a gain of 25.07% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 11.5% for EBI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.1% for EBI and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EBI charges 0.24% per year while SCHD charges 0.06%. On a $10,000 position that is $24 vs $6 annually, a gap of $18 per year that compounds over a long holding period. On income, EBI currently yields 1.08% against 3.00% for SCHD.
Holdings Overlap
11.2% of EBI's money is in holdings SCHD also owns. 94.1% of SCHD's money is in holdings EBI also owns.
Most of SCHD is already inside EBI. Owning both mostly buys the same companies twice.
90 positions in common, counted across the 1,701 positions we hold weights for in EBI and 100 in SCHD, against full books of 1,721 and 103.
What only one of them owns
Our book lists 10 positions for SCHD that do not appear in our book for EBI (5.9% of the fund), and 837 for EBI that do not appear in SCHD (86.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EBI | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Co. Inc. | 0.32% | 4.77% | 4.45% |
| AMGNAmgen Inc. | 0.19% | 4.70% | 4.51% |
| VZVerizon Communications, Inc. | 0.91% | 3.97% | 3.06% |
| COPConocophillips Co | 0.89% | 3.94% | 3.05% |
| ABTAbbott Laboratories | 0.06% | 4.69% | 4.63% |
| KOCoca Cola Co. | 0.11% | 4.17% | 4.06% |
| CVXChevron Corp. | 0.22% | 4.02% | 3.80% |
| BMYBristol-Myers Squibb Co. | 0.80% | 3.33% | 2.53% |
| HDHome Depot Inc/The | 0.15% | 3.88% | 3.73% |
| PGProcter & Gamble Company | 0.15% | 3.83% | 3.68% |
94.1% of SCHD is already inside EBI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EBI or SCHD?
EBI has an expense ratio of 0.24% while SCHD charges 0.06%. SCHD is the cheaper option, by $18 a year on a $10,000 investment.
Which performed better, EBI or SCHD?
Over the past year EBI returned +24.69% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), EBI annualized +23.94% vs +17.40% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EBI or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 11.5% for EBI. Worst drawdown: EBI -17.1% vs SCHD -14.0%.
Should I hold both EBI and SCHD?
EBI and SCHD have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EBI and SCHD?
94.1% of SCHD's money is in holdings EBI also owns. 94.1% of SCHD's is in holdings EBI also owns. They hold 90 positions in common, counted across the 1,701 positions we hold weights for in EBI and 100 in SCHD.
Which pays a higher dividend, EBI or SCHD?
EBI yields 1.08% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EBI?
SCHD has a lower expense ratio. EBI led over the full window, SCHD over 1Y. EBI is less concentrated, with 26.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.