EDF vs SCHD
Virtus Stone Harbor Emerging Markets Income Fund vs Schwab US Dividend Equity ETF
Which is better, EDF or SCHD?
Emerging Markets Bond against Large Cap Value.
SCHD has a lower expense ratio. EDF led over 3Y, SCHD over 1Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EDF | SCHD |
|---|---|---|
| Expense Ratio | 2.56% | 0.06%Best |
| AUM | $164M | $112.2B |
| Dividend Yield | 14.46% | 3.13% |
| Holdings | 123 | 103 |
| YTD Return | +16.87% | +27.56%Best |
| 1Y Return | +18.10% | +30.29%Best |
| 3Y Return (annualized) | +20.54%Best | +16.37% |
| 5Y Return (annualized) | +5.30% | +10.23%Best |
| Volatility (annualized) | 26.0% | 13.6%Best |
| Max Drawdown | -83.8% | -33.4%Best |
| $10,000 over 5 years | $12,946 | $16,274Best |
| Fund Family | Virtus Investment Partners | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Emerging Markets Bond | Large Cap Value |
| Inception | Dec 23, 2010 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
EDF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
EDF vs SCHD Performance
Virtus Stone Harbor Emerging Markets Income Fund (EDF) is an ETF from Virtus Investment Partners and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EDF returned +18.10% while SCHD returned +30.29%. Year to date, EDF is up 16.87% versus a gain of 27.56% for SCHD.
Over three years, EDF compounded at +20.54% per year against +16.37% for SCHD; over five years the annualized figures are +5.30% and +10.23% respectively. Across the full 15-year window we track, SCHD has the edge at +11.53% annualized vs -4.47%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EDF has been the more volatile fund, with annualized monthly volatility of 26.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.8% for EDF and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EDF charges 2.56% per year while SCHD charges 0.06%. On a $10,000 position that is $256 vs $6 annually, a gap of $250 per year that compounds over a long holding period. On income, EDF currently yields 14.46% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 39 holdings in EDF and 100 in SCHD, totalling 44.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 70 days apart, EDF as of May 29, 2026 and SCHD as of Aug 7, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 39 positions we hold weights for in EDF and 100 in SCHD, against full books of 123 and 103.
You are not choosing between two funds in isolation.
Whichever of EDF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EDF or SCHD?
EDF has an expense ratio of 2.56% while SCHD charges 0.06%. SCHD is the cheaper option, by $250 a year on a $10,000 investment.
Which performed better, EDF or SCHD?
Over the past year EDF returned +18.10% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EDF annualized -4.47% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EDF or SCHD?
EDF has been the more volatile fund at 26.0% annualized versus 13.6% for SCHD. Worst drawdown: EDF -83.8% vs SCHD -33.4%.
Should I hold both EDF and SCHD?
EDF and SCHD have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EDF or SCHD?
EDF yields 14.46% while SCHD yields 3.13%, so EDF currently pays the higher dividend yield.
Is SCHD better than EDF?
SCHD has a lower expense ratio. EDF led over 3Y, SCHD over 1Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.