EDV vs VTILX

Quick Verdict

EDV has a lower expense ratio. VTILX delivered stronger 1-year returns. VTILX offers more diversification with 1459 holdings.

Lower Fees: EDVHigher Returns: VTILXMore Diversified: VTILX

Side-by-Side Comparison

MetricEDVVTILXWinner
Expense Ratio0.05%0.07%
AUM$3.5B$142.6B
Dividend Yield4.83%4.12%
Holdings837,391
YTD Return-5.81%-1.15%
1Y Return-4.23%-3.20%
3Y Return (annualized)-4.61%-0.40%
5Y Return (annualized)-12.39%-
Volatility (annualized)21.8%6.0%
Max Drawdown-62.0%-15.3%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeFixed Income
InceptionDec 6, 2007Feb 17, 2021

EDV vs VTILX Performance

Vanguard Extended Duration Treasury ETF (EDV) is a ETF from Vanguard (US) and Vanguard Total International Bond II Index Fund Class Institutional (VTILX) is a mutual fund from Vanguard (US). Over the past year EDV returned -4.23% while VTILX returned -3.20%. Year to date, EDV is down 5.81% versus a loss of 1.15% for VTILX.

Over three years, EDV compounded at -4.61% per year against -0.40% for VTILX. Across the full 5-year window we track, EDV has the edge at -1.49% annualized vs -2.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EDV has been the more volatile fund, with annualized monthly volatility of 21.8% compared with 6.0% for VTILX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.0% for EDV and -15.3% for VTILX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EDV charges 0.05% per year while VTILX charges 0.07%. On a $10,000 position that is $5 vs $7 annually, a gap of $2 per year that compounds over a long holding period. On income, EDV currently yields 4.83% against 4.12% for VTILX.

Holdings Overlap

0.0%overlap

EDV and VTILX share 0 holdings out of 1535 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EDV or VTILX?

EDV has an expense ratio of 0.05% while VTILX charges 0.07%. EDV is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, EDV or VTILX?

Over the past year EDV returned -4.23% vs -3.20% for VTILX, so VTILX leads on 1-year performance. Over the longest common window we track (5 years), EDV annualized -1.49% vs -2.86% for VTILX. Past performance does not guarantee future results.

Which is riskier, EDV or VTILX?

EDV has been the more volatile fund at 21.8% annualized versus 6.0% for VTILX. Worst drawdown: EDV -62.0% vs VTILX -15.3%.

Should I hold both EDV and VTILX?

EDV and VTILX have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EDV and VTILX?

EDV and VTILX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1535 unique securities.

Which pays a higher dividend, EDV or VTILX?

EDV yields 4.83% while VTILX yields 4.12%, so EDV currently pays the higher dividend yield.

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