EFFE vs VOO
Harbor Osmosis Emerging Markets Resource Efficient ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. EFFE delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | EFFE | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.69% | 0.03% | |
| AUM | $146M | $997.4B | |
| Dividend Yield | 4.13% | 1.08% | |
| Holdings | 99 | 509 | |
| YTD Return | +19.97% | +14.27% | |
| 1Y Return | +27.05% | +21.79% | |
| 3Y Return (annualized) | - | +22.19% | |
| 5Y Return (annualized) | - | +13.28% | |
| Volatility (annualized) | 19.4% | 14.2% | |
| Max Drawdown | -16.3% | -34.3% | |
| Fund Family | Harbor Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 17, 2024 | Sep 7, 2010 |
EFFE vs VOO Performance
Harbor Osmosis Emerging Markets Resource Efficient ETF (EFFE) is a ETF from Harbor Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year EFFE returned +27.05% while VOO returned +21.79%. Year to date, EFFE is up 19.97% versus a gain of 14.27% for VOO.
Risk: Volatility and Drawdowns
EFFE has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for EFFE and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EFFE charges 0.69% per year while VOO charges 0.03%. On a $10,000 position that is $69 vs $3 annually, a gap of $66 per year that compounds over a long holding period. On income, EFFE currently yields 4.13% against 1.08% for VOO.
Holdings Overlap
EFFE and VOO share 0 holdings out of 581 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EFFE or VOO?
EFFE has an expense ratio of 0.69% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $66 per year of difference.
Which performed better, EFFE or VOO?
Over the past year EFFE returned +27.05% vs +21.79% for VOO, so EFFE leads on 1-year performance. Over the longest common window we track (2 years), EFFE annualized +27.02% vs +13.59% for VOO. Past performance does not guarantee future results.
Which is riskier, EFFE or VOO?
EFFE has been the more volatile fund at 19.4% annualized versus 14.2% for VOO. Worst drawdown: EFFE -16.3% vs VOO -34.3%.
Should I hold both EFFE and VOO?
EFFE and VOO have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EFFE and VOO?
EFFE and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 581 unique securities.
Which pays a higher dividend, EFFE or VOO?
EFFE yields 4.13% while VOO yields 1.08%, so EFFE currently pays the higher dividend yield.
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