EPIN vs IVV
Harbor International Equity ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. EPIN delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | EPIN | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.80% | 0.03% | |
| AUM | $8M | $907.0B | |
| Dividend Yield | 0.66% | 1.10% | |
| Holdings | 73 | 508 | |
| YTD Return | +23.30% | +12.28% | |
| 1Y Return | +36.68% | +20.94% | |
| 3Y Return (annualized) | - | +21.81% | |
| 5Y Return (annualized) | - | +13.05% | |
| Volatility (annualized) | 15.5% | 15.1% | |
| Max Drawdown | -11.6% | -56.5% | |
| Fund Family | Harbor Funds | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Jun 4, 2025 | May 15, 2000 |
EPIN vs IVV Performance
Harbor International Equity ETF (EPIN) is a ETF from Harbor Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EPIN returned +36.68% while IVV returned +20.94%. Year to date, EPIN is up 23.30% versus a gain of 12.28% for IVV.
Risk: Volatility and Drawdowns
EPIN has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.6% for EPIN and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EPIN charges 0.80% per year while IVV charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, EPIN currently yields 0.66% against 1.10% for IVV.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, EPIN or IVV?
EPIN has an expense ratio of 0.80% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $77 per year of difference.
Which performed better, EPIN or IVV?
Over the past year EPIN returned +36.68% vs +20.94% for IVV, so EPIN leads on 1-year performance. Over the longest common window we track (1 years), EPIN annualized +35.58% vs +6.98% for IVV. Past performance does not guarantee future results.
Which is riskier, EPIN or IVV?
EPIN has been the more volatile fund at 15.5% annualized versus 15.1% for IVV. Worst drawdown: EPIN -11.6% vs IVV -56.5%.
Should I hold both EPIN and IVV?
EPIN and IVV have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EPIN and IVV?
EPIN and IVV share 2 common holdings with a 0.1% weight overlap. Combined, they hold 563 unique securities.
Which pays a higher dividend, EPIN or IVV?
EPIN yields 0.66% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.
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