EPIN vs IVV
Harbor International Equity ETF vs iShares Core S&P 500 ETF
Which is better, EPIN or IVV?
EPIN has been ahead.
IVV has a lower expense ratio. EPIN led over 1Y and the full window. EPIN is less concentrated, with 31.1% of the fund in its ten largest positions against 37.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EPIN | IVV |
|---|---|---|
| Expense Ratio | 0.80% | 0.03%Best |
| AUM | $8M | $876.4B |
| Dividend Yield | 0.63% | 1.06% |
| Holdings | 73 | 508 |
| YTD Return | +20.76%Best | +12.39% |
| 1Y Return | +29.30%Best | +16.61% |
| 3Y Return (annualized) | - | +21.38% |
| 5Y Return (annualized) | - | +13.51% |
| Volatility (annualized) | 15.4% | 12.0%Best |
| Max Drawdown | -11.6% | -8.9%Best |
| $10,000 over 1.3 years | $14,194Best | $13,102 |
| Top 10 Weight | 31.1%Best | 37.8% |
| Fund Family | Harbor Funds | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 4, 2025 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 5, 2025 to Sep 18, 2026 (1.3 years).
EPIN vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
EPIN vs IVV Performance
Harbor International Equity ETF (EPIN) is an ETF from Harbor Funds and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year EPIN returned +29.30% while IVV returned +16.61%. Year to date, EPIN is up 20.76% versus a gain of 12.39% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EPIN has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 12.0% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.6% for EPIN and -8.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EPIN charges 0.80% per year while IVV charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, EPIN currently yields 0.63% against 1.06% for IVV.
Holdings Overlap
1.9% of EPIN's money is in holdings IVV also owns. 0.1% of IVV's money is in holdings EPIN also owns.
EPIN and IVV share little of their money.
2 positions in common, counted across the 61 positions we hold weights for in EPIN and 490 in IVV, against full books of 73 and 508.
What only one of them owns
Our book lists 480 positions for IVV that do not appear in our book for EPIN (98.6% of the fund), and 4 for EPIN that do not appear in IVV (5.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of EPIN and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EPIN or IVV?
EPIN has an expense ratio of 0.80% while IVV charges 0.03%. IVV is the cheaper option, by $77 a year on a $10,000 investment.
Which performed better, EPIN or IVV?
Over the past year EPIN returned +29.30% vs +16.61% for IVV, so EPIN leads on 1-year performance. Over the longest common window we track (1 years), EPIN annualized +30.92% vs +23.10% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EPIN or IVV?
EPIN has been the more volatile fund at 15.4% annualized versus 12.0% for IVV. Worst drawdown: EPIN -11.6% vs IVV -8.9%.
Should I hold both EPIN and IVV?
EPIN and IVV have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EPIN and IVV?
1.9% of EPIN's money is in holdings IVV also owns. 0.1% of IVV's is in holdings EPIN also owns. They hold 2 positions in common, counted across the 61 positions we hold weights for in EPIN and 490 in IVV.
Which pays a higher dividend, EPIN or IVV?
EPIN yields 0.63% while IVV yields 1.06%, so IVV currently pays the higher dividend yield.
Is IVV better than EPIN?
IVV has a lower expense ratio. EPIN led over 1Y and the full window. EPIN is less concentrated, with 31.1% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.