ERTH vs SCHD
Invesco MSCI Sustainable Future ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. ERTH offers more diversification with 182 holdings.
Side-by-Side Comparison
| Metric | ERTH | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.66% | 0.06% | |
| AUM | $138M | $108.7B | |
| Dividend Yield | 1.96% | 3.13% | |
| Holdings | 182 | 104 | |
| YTD Return | -0.02% | +26.54% | |
| 1Y Return | +10.04% | +30.90% | |
| 3Y Return (annualized) | +1.02% | +16.29% | |
| 5Y Return (annualized) | -5.15% | +9.65% | |
| Volatility (annualized) | 22.7% | 13.6% | |
| Max Drawdown | -64.5% | -33.4% | |
| Fund Family | Invesco (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 24, 2006 | Oct 20, 2011 |
ERTH vs SCHD Performance
Invesco MSCI Sustainable Future ETF (ERTH) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ERTH returned +10.04% while SCHD returned +30.90%. Year to date, ERTH is down 0.02% versus a gain of 26.54% for SCHD.
Over three years, ERTH compounded at +1.02% per year against +16.29% for SCHD; over five years the annualized figures are -5.15% and +9.65% respectively. Across the full 15-year window we track, SCHD has the edge at +11.51% annualized vs +4.40%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ERTH has been the more volatile fund, with annualized monthly volatility of 22.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -64.5% for ERTH and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ERTH charges 0.66% per year while SCHD charges 0.06%. On a $10,000 position that is $66 vs $6 annually, a gap of $60 per year that compounds over a long holding period. On income, ERTH currently yields 1.96% against 3.13% for SCHD.
Holdings Overlap
ERTH and SCHD share 1 holdings out of 272 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ERTH | Weight in SCHD | Difference |
|---|---|---|---|
| CWEN | 0.60% | 0.10% | 0.50% |
Frequently Asked Questions
Which is cheaper, ERTH or SCHD?
ERTH has an expense ratio of 0.66% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $60 per year of difference.
Which performed better, ERTH or SCHD?
Over the past year ERTH returned +10.04% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), ERTH annualized +4.40% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, ERTH or SCHD?
ERTH has been the more volatile fund at 22.7% annualized versus 13.6% for SCHD. Worst drawdown: ERTH -64.5% vs SCHD -33.4%.
Should I hold both ERTH and SCHD?
ERTH and SCHD have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ERTH and SCHD?
ERTH and SCHD share 1 common holdings with a 0.1% weight overlap. Combined, they hold 272 unique securities.
Which pays a higher dividend, ERTH or SCHD?
ERTH yields 1.96% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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