ERTH vs SCHD
Invesco MSCI Sustainable Future ETF vs Schwab US Dividend Equity ETF
Which is better, ERTH or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. ERTH is less concentrated, with 35.7% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ERTH | SCHD |
|---|---|---|
| Expense Ratio | 0.66% | 0.06%Best |
| AUM | $134M | $112.2B |
| Dividend Yield | 1.96% | 3.13% |
| Holdings | 196 | 103 |
| YTD Return | -3.66% | +27.56%Best |
| 1Y Return | +4.00% | +30.29%Best |
| 3Y Return (annualized) | -0.26% | +16.37%Best |
| 5Y Return (annualized) | -6.44% | +10.23%Best |
| Volatility (annualized) | 19.7% | 13.6%Best |
| Max Drawdown | -51.8% | -33.4%Best |
| $10,000 over 5 years | $7,169 | $16,274Best |
| Top 10 Weight | 35.7%Best | 41.5% |
| Fund Family | Invesco (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Oct 24, 2006 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
ERTH vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
ERTH vs SCHD Performance
Invesco MSCI Sustainable Future ETF (ERTH) is an ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ERTH returned +4.00% while SCHD returned +30.29%. Year to date, ERTH is down 3.66% versus a gain of 27.56% for SCHD.
Over three years, ERTH compounded at -0.26% per year against +16.37% for SCHD; over five years the annualized figures are -6.44% and +10.23% respectively. Across the full 15-year window we track, SCHD has the edge at +11.53% annualized vs +6.57%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ERTH has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.8% for ERTH and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ERTH charges 0.66% per year while SCHD charges 0.06%. On a $10,000 position that is $66 vs $6 annually, a gap of $60 per year that compounds over a long holding period. On income, ERTH currently yields 1.96% against 3.13% for SCHD.
Holdings Overlap
0.6% of ERTH's money is in holdings SCHD also owns. 0.1% of SCHD's money is in holdings ERTH also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 174 positions we hold weights for in ERTH and 100 in SCHD, against full books of 196 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for ERTH (99.8% of the fund), and 46 for ERTH that do not appear in SCHD (42.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ERTH | Weight in SCHD | Difference |
|---|---|---|---|
| CWENClearway Energy, Inc., Class C | 0.55% | 0.10% | 0.45% |
You are not choosing between two funds in isolation.
Whichever of ERTH and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ERTH or SCHD?
ERTH has an expense ratio of 0.66% while SCHD charges 0.06%. SCHD is the cheaper option, by $60 a year on a $10,000 investment.
Which performed better, ERTH or SCHD?
Over the past year ERTH returned +4.00% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), ERTH annualized +6.57% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ERTH or SCHD?
ERTH has been the more volatile fund at 19.7% annualized versus 13.6% for SCHD. Worst drawdown: ERTH -51.8% vs SCHD -33.4%.
Should I hold both ERTH and SCHD?
ERTH and SCHD have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ERTH or SCHD?
ERTH yields 1.96% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ERTH?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. ERTH is less concentrated, with 35.7% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.