FBCV vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. FBCV offers more diversification with 112 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: FBCV

Side-by-Side Comparison

MetricFBCVSCHDWinner
Expense Ratio0.57%0.06%
AUM$166M$103.7B
Dividend Yield1.32%3.31%
Holdings114104
YTD Return+19.06%+24.26%
1Y Return+30.90%+31.38%
3Y Return (annualized)+15.60%+15.08%
5Y Return (annualized)+10.20%+9.72%
Volatility (annualized)13.5%13.6%
Max Drawdown-15.6%-33.4%
Fund FamilyFidelity Investments (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionJun 2, 2020Oct 20, 2011

FBCV vs SCHD Performance

Fidelity Blue Chip Value ETF (FBCV) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FBCV returned +30.90% while SCHD returned +31.38%. Year to date, FBCV is up 19.06% versus a gain of 24.26% for SCHD.

Over three years, FBCV compounded at +15.60% per year against +15.08% for SCHD; over five years the annualized figures are +10.20% and +9.72% respectively. Across the full 6-year window we track, FBCV has the edge at +14.30% annualized vs +11.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.5% for FBCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.6% for FBCV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FBCV charges 0.57% per year while SCHD charges 0.06%. On a $10,000 position that is $57 vs $6 annually, a gap of $51 per year that compounds over a long holding period. On income, FBCV currently yields 1.32% against 3.31% for SCHD.

Holdings Overlap

9.7%overlap

FBCV and SCHD share 9 holdings out of 203 unique holdings combined, representing a 9.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FBCVWeight in SCHDDifference
MRK2.49%4.32%1.83%
PG1.75%4.15%2.40%
COP1.55%3.70%2.15%
UPSProProPro
LMTProProPro
ACNProProPro
QCOMProProPro
TGTProProPro
FNFProProPro
See all 9 holdings FBCV shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, FBCV or SCHD?

FBCV has an expense ratio of 0.57% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, FBCV or SCHD?

Over the past year FBCV returned +30.90% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), FBCV annualized +14.30% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, FBCV or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 13.5% for FBCV. Worst drawdown: FBCV -15.6% vs SCHD -33.4%.

Should I hold both FBCV and SCHD?

FBCV and SCHD have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FBCV and SCHD?

FBCV and SCHD share 9 common holdings with a 9.7% weight overlap. Combined, they hold 203 unique securities.

Which pays a higher dividend, FBCV or SCHD?

FBCV yields 1.32% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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