FBZ vs SCHD

FBZ vs SCHD

Which is better, FBZ or SCHD?

Large Cap Growth against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFBZSCHD
Expense Ratio0.80%0.06%Best
AUM$7M$112.2B
Dividend Yield3.73%3.13%
Holdings52103
Volatility (annualized)63.0%13.7%Best
Max Drawdown-85.7%-33.4%Best
$10,000 over 13.7 years$11,648$38,308Best
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Value
InceptionApr 18, 2011Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 420 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FBZ has data through Jul 11, 2025 and SCHD through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 13.7 years row, are measured over the window both funds cover: Oct 20, 2011 to Jul 11, 2025 (13.7 years).

Risk: Volatility and Drawdowns

FBZ has been the more volatile fund, with annualized monthly volatility of 63.0% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -85.7% for FBZ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.27. They move largely independently of each other.

Fees and Cost Over Time

FBZ charges 0.80% per year while SCHD charges 0.06%. On a $10,000 position that is $80 vs $6 annually, a gap of $74 per year that compounds over a long holding period. On income, FBZ currently yields 3.73% against 3.13% for SCHD.

You are not choosing between two funds in isolation.

Whichever of FBZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FBZSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FBZ or SCHD?

FBZ has an expense ratio of 0.80% while SCHD charges 0.06%. SCHD is the cheaper option, by $74 a year on a $10,000 investment.

Which is riskier, FBZ or SCHD?

FBZ has been the more volatile fund at 63.0% annualized versus 13.7% for SCHD. Worst drawdown: FBZ -85.7% vs SCHD -33.4%.

Should I hold both FBZ and SCHD?

FBZ and SCHD have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FBZ or SCHD?

FBZ yields 3.73% while SCHD yields 3.13%, so FBZ currently pays the higher dividend yield.

Is SCHD better than FBZ?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.