FDCF vs VYM
Fidelity Disruptive Communications ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | FDCF | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.04% | |
| AUM | $97M | $81.6B | |
| Dividend Yield | 0.00% | 2.24% | |
| Holdings | 43 | 616 | |
| YTD Return | +6.49% | +16.42% | |
| 1Y Return | +11.16% | +24.22% | |
| 3Y Return (annualized) | +26.62% | +19.03% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 17.6% | 14.6% | |
| Max Drawdown | -22.5% | -58.8% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 16, 2020 | Nov 10, 2006 |
FDCF vs VYM Performance
Fidelity Disruptive Communications ETF (FDCF) is a ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year FDCF returned +11.16% while VYM returned +24.22%. Year to date, FDCF is up 6.49% versus a gain of 16.42% for VYM.
Over three years, FDCF compounded at +26.62% per year against +19.03% for VYM. Across the full 3-year window we track, FDCF has the edge at +25.26% annualized vs +7.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDCF has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for FDCF and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FDCF charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, FDCF currently yields 0.00% against 2.24% for VYM.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, FDCF or VYM?
FDCF has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, FDCF or VYM?
Over the past year FDCF returned +11.16% vs +24.22% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), FDCF annualized +25.26% vs +7.10% for VYM. Past performance does not guarantee future results.
Which is riskier, FDCF or VYM?
FDCF has been the more volatile fund at 17.6% annualized versus 14.6% for VYM. Worst drawdown: FDCF -22.5% vs VYM -58.8%.
Should I hold both FDCF and VYM?
FDCF and VYM have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FDCF and VYM?
FDCF and VYM share 2 common holdings with a 0.6% weight overlap. Combined, they hold 640 unique securities.
Which pays a higher dividend, FDCF or VYM?
FDCF yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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