FDCF vs VYM
Fidelity Disruptive Communications ETF vs Vanguard High Dividend Yield ETF
Which is better, FDCF or VYM?
Large Cap Growth against Large Cap Value.
VYM has a lower expense ratio. FDCF led over 3Y and the full window, VYM over 1Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 54.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FDCF | VYM |
|---|---|---|
| Expense Ratio | 0.50% | 0.04%Best |
| AUM | $97M | $81.6B |
| Dividend Yield | 0.00% | 2.22% |
| Holdings | 43 | 613 |
| YTD Return | +7.33% | +10.23%Best |
| 1Y Return | +5.11% | +14.28%Best |
| 3Y Return (annualized) | +28.57%Best | +17.50% |
| 5Y Return (annualized) | - | +11.60% |
| Volatility (annualized) | 17.2% | 11.2%Best |
| Max Drawdown | -22.5% | -14.5%Best |
| $10,000 over 3.3 years | $20,669Best | $16,441 |
| Top 10 Weight | 54.0% | 26.1%Best |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Apr 16, 2020 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 12, 2023 to Sep 23, 2026 (3.3 years).
FDCF vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
FDCF vs VYM Performance
Fidelity Disruptive Communications ETF (FDCF) is an ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year FDCF returned +5.11% while VYM returned +14.28%. Year to date, FDCF is up 7.33% versus a gain of 10.23% for VYM.
Over three years, FDCF compounded at +28.57% per year against +17.50% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDCF has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 11.2% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for FDCF and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.57. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FDCF charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, FDCF currently yields 0.00% against 2.22% for VYM.
Holdings Overlap
5.0% of FDCF's money is in holdings VYM also owns. 1.3% of VYM's money is in holdings FDCF also owns.
FDCF and VYM share little of their money.
3 positions in common, counted across the 39 positions we hold weights for in FDCF and 557 in VYM, against full books of 43 and 613.
What only one of them owns
Our book lists 525 positions for VYM that do not appear in our book for FDCF (95.8% of the fund), and 29 for FDCF that do not appear in VYM (73.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FDCF and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FDCF or VYM?
FDCF has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, FDCF or VYM?
Over the past year FDCF returned +5.11% vs +14.28% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FDCF or VYM?
FDCF has been the more volatile fund at 17.2% annualized versus 11.2% for VYM. Worst drawdown: FDCF -22.5% vs VYM -14.5%.
Should I hold both FDCF and VYM?
FDCF and VYM have a monthly-return correlation of 0.57, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FDCF and VYM?
5.0% of FDCF's money is in holdings VYM also owns. 1.3% of VYM's is in holdings FDCF also owns. They hold 3 positions in common, counted across the 39 positions we hold weights for in FDCF and 557 in VYM.
Which pays a higher dividend, FDCF or VYM?
FDCF yields 0.00% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than FDCF?
VYM has a lower expense ratio. FDCF led over 3Y and the full window, VYM over 1Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 54.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.