FDCF vs VTI
Fidelity Disruptive Communications ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FDCF or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. FDCF led over 3Y and the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FDCF | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $97M | $666.9B |
| Dividend Yield | 0.00% | 1.07% |
| Holdings | 43 | 3,543 |
| YTD Return | +4.87% | +13.95%Best |
| 1Y Return | +7.52% | +21.44%Best |
| 3Y Return (annualized) | +24.84%Best | +21.10% |
| 5Y Return (annualized) | - | +11.77% |
| Volatility (annualized) | 17.2% | 13.0%Best |
| Max Drawdown | -22.5% | -19.3%Best |
| $10,000 over 3.2 years | $20,002Best | $18,331 |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Apr 16, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 12, 2023 to Sep 3, 2026 (3.2 years).
FDCF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
FDCF vs VTI Performance
Fidelity Disruptive Communications ETF (FDCF) is an ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FDCF returned +7.52% while VTI returned +21.44%. Year to date, FDCF is up 4.87% versus a gain of 13.95% for VTI.
Over three years, FDCF compounded at +24.84% per year against +21.10% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDCF has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 13.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for FDCF and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FDCF charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, FDCF currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
At least 71.2% of FDCF's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of FDCF is already inside VTI. Owning both mostly buys the same companies twice.
26 positions in common, counted across the 38 positions we hold weights for in FDCF and 2,787 in VTI, against full books of 43 and 3,543.
Top Shared Holdings
| Stock | Weight in FDCF | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 5.54% | 6.32% | 0.78% |
| GOOGLAlphabet Inc.Class A | 8.62% | 2.88% | 5.74% |
| AMZNAmazon.Com Inc | 5.65% | 3.17% | 2.48% |
| AAPLApple, Inc | 2.67% | 5.84% | 3.17% |
| METAMeta Platform Inc | 5.66% | 1.70% | 3.96% |
| ANETArista Networks Inc Common Stock | 6.56% | 0.25% | 6.31% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 1.17% | 3.81% | 2.64% |
| TWLOTwilio Inc. Class A | 2.82% | 0.04% | 2.78% |
| TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#585558 | 2.55% | 0.10% | 2.45% |
| RBLXRoblox Corp., Class A | 2.56% | 0.05% | 2.51% |
71.2% of FDCF is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FDCF or VTI?
FDCF has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, FDCF or VTI?
Over the past year FDCF returned +7.52% vs +21.44% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FDCF or VTI?
FDCF has been the more volatile fund at 17.2% annualized versus 13.0% for VTI. Worst drawdown: FDCF -22.5% vs VTI -19.3%.
Should I hold both FDCF and VTI?
FDCF and VTI have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FDCF and VTI?
At least 71.2% of FDCF's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 26 positions in common, counted across the 38 positions we hold weights for in FDCF and 2,787 in VTI.
Which pays a higher dividend, FDCF or VTI?
FDCF yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Is VTI better than FDCF?
VTI has a lower expense ratio. FDCF led over 3Y and the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.