FDCF vs QQQ

FDCF vs QQQ

Which is better, FDCF or QQQ?

Each has led over a different period.

QQQ has a lower expense ratio. FDCF led over 3Y, QQQ over 1Y and the full window. QQQ is less concentrated, with 46.5% of the fund in its ten largest positions against 54.0%.

Lower Fees: QQQHigher Returns: splitLess Concentrated: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFDCFQQQ
Expense Ratio0.50%0.18%Best
AUM$97M$483.5B
Dividend Yield0.00%0.44%
Holdings43107
YTD Return+7.33%+21.18%Best
1Y Return+5.11%+24.36%Best
3Y Return (annualized)+28.57%Best+27.99%
5Y Return (annualized)-+15.39%
Volatility (annualized)17.2%Tie17.2%Tie
Max Drawdown-22.5%Best-22.8%
$10,000 over 3.3 years$20,669$21,033Best
Top 10 Weight54.0%46.5%Best
Fund FamilyFidelity Investments (US)Invesco (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Growth
InceptionApr 16, 2020Mar 10, 1999

Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 12, 2023 to Sep 23, 2026 (3.3 years).

FDCF vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.

FDCF vs QQQ Performance

Fidelity Disruptive Communications ETF (FDCF) is an ETF from Fidelity Investments (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year FDCF returned +5.11% while QQQ returned +24.36%. Year to date, FDCF is up 7.33% versus a gain of 21.18% for QQQ.

Over three years, FDCF compounded at +28.57% per year against +27.99% for QQQ.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FDCF and QQQ have been equally volatile, both at 17.2% annualized.

The deepest peak-to-trough decline in our data was -22.5% for FDCF and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FDCF charges 0.50% per year while QQQ charges 0.18%. On a $10,000 position that is $50 vs $18 annually, a gap of $32 per year that compounds over a long holding period. On income, FDCF currently yields 0.00% against 0.44% for QQQ.

Holdings Overlap

FDCF already in QQQ45.0%
QQQ already in FDCF37.7%

45.0% of FDCF's money is in holdings QQQ also owns. 37.7% of QQQ's money is in holdings FDCF also owns.

The two portfolios partly overlap.

16 positions in common, counted across the 39 positions we hold weights for in FDCF and 102 in QQQ, against full books of 43 and 107.

What only one of them owns

Our book lists 81 positions for QQQ that do not appear in our book for FDCF (60.1% of the fund), and 17 for FDCF that do not appear in QQQ (34.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FDCFWeight in QQQDifference
NVDANvidia Corp5.98%8.44%2.46%
GOOGLAlphabet Inc,class A7.88%3.36%4.52%
AAPLApple, Inc2.71%7.27%4.56%
AMZNAmazon.Com Inc5.12%4.67%0.45%
METAMeta Platforms Inc5.82%2.78%3.04%
MSFTMicrosoft Corp1.21%5.76%4.55%
SPCXSpace Exploration Technologies2.64%0.91%1.73%
TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#5855582.67%0.82%1.85%
WBDWarner Bros. Discovery, Inc2.54%0.29%2.25%
NFLXNetflix, Inc.1.34%1.37%0.03%

45.0% of FDCF is already inside QQQ.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FDCFQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FDCF or QQQ?

FDCF has an expense ratio of 0.50% while QQQ charges 0.18%. QQQ is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, FDCF or QQQ?

Over the past year FDCF returned +5.11% vs +24.36% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FDCF or QQQ?

FDCF and QQQ have been equally volatile, both at 17.2% annualized. Worst drawdown: FDCF -22.5% vs QQQ -22.8%.

Should I hold both FDCF and QQQ?

FDCF and QQQ have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FDCF and QQQ?

45.0% of FDCF's money is in holdings QQQ also owns. 37.7% of QQQ's is in holdings FDCF also owns. They hold 16 positions in common, counted across the 39 positions we hold weights for in FDCF and 102 in QQQ.

Which pays a higher dividend, FDCF or QQQ?

FDCF yields 0.00% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.

Is QQQ better than FDCF?

QQQ has a lower expense ratio. FDCF led over 3Y, QQQ over 1Y and the full window. QQQ is less concentrated, with 46.5% of the fund in its ten largest positions against 54.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.