FDIQ vs VTI
Invesco Bloomberg Financial Data Providers ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. FDIQ delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FDIQ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $45M | $666.9B | |
| Dividend Yield | 2.12% | 1.07% | |
| Holdings | 43 | 3,543 | |
| YTD Return | +22.39% | +13.14% | |
| 1Y Return | +29.33% | +22.35% | |
| 3Y Return (annualized) | +21.68% | +21.83% | |
| 5Y Return (annualized) | +7.89% | +12.01% | |
| Volatility (annualized) | 24.7% | 15.3% | |
| Max Drawdown | -55.4% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 1, 2011 | May 24, 2001 |
FDIQ vs VTI Performance
Invesco Bloomberg Financial Data Providers ETF (FDIQ) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FDIQ returned +29.33% while VTI returned +22.35%. Year to date, FDIQ is up 22.39% versus a gain of 13.14% for VTI.
Over three years, FDIQ compounded at +21.68% per year against +21.83% for VTI; over five years the annualized figures are +7.89% and +12.01% respectively. Across the full 15-year window we track, FDIQ has the edge at +9.52% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDIQ has been the more volatile fund, with annualized monthly volatility of 24.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -55.4% for FDIQ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FDIQ charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, FDIQ currently yields 2.12% against 1.07% for VTI.
Holdings Overlap
FDIQ and VTI share 17 holdings out of 2803 unique holdings combined, representing a 0.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FDIQ or VTI?
FDIQ has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, FDIQ or VTI?
Over the past year FDIQ returned +29.33% vs +22.35% for VTI, so FDIQ leads on 1-year performance. Over the longest common window we track (15 years), FDIQ annualized +9.52% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, FDIQ or VTI?
FDIQ has been the more volatile fund at 24.7% annualized versus 15.3% for VTI. Worst drawdown: FDIQ -55.4% vs VTI -56.6%.
Should I hold both FDIQ and VTI?
FDIQ and VTI have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FDIQ and VTI?
FDIQ and VTI share 17 common holdings with a 0.8% weight overlap. Combined, they hold 2803 unique securities.
Which pays a higher dividend, FDIQ or VTI?
FDIQ yields 2.12% while VTI yields 1.07%, so FDIQ currently pays the higher dividend yield.
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