FDRS vs VTI

FDRS vs VTI

Which is better, FDRS or VTI?

VTI costs less.

VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 57.2%.

Lower Fees: VTILess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFDRSVTI
Expense Ratio0.49%0.03%Best
AUM$57M$666.9B
Dividend Yield0.00%1.03%
Holdings523,543
YTD Return+4.88%+12.28%Best
1Y Return-+16.78%
3Y Return (annualized)-+20.89%
5Y Return (annualized)-+11.94%
Top 10 Weight57.2%33.3%Best
Fund FamilyCorgi Strategies, LLCVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionDec 29, 2025May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

FDRS vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

FDRS vs VTI Performance

Founder-Led ETF (FDRS) is an ETF from Corgi Strategies, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, FDRS is up 4.88% versus a gain of 12.28% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

FDRS charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, FDRS currently yields 0.00% against 1.03% for VTI.

Holdings Overlap

FDRS already in VTI92.9%
VTI already in FDRS13.7%

92.9% of FDRS's money is in holdings VTI also owns. 13.7% of VTI's money is in holdings FDRS also owns.

Most of FDRS is already inside VTI. Owning both mostly buys the same companies twice.

45 positions in common, counted across the 51 positions we hold weights for in FDRS and 3,463 in VTI, against full books of 52 and 3,543.

What only one of them owns

Our book lists 1,107 positions for VTI that do not appear in our book for FDRS (83.9% of the fund), and 4 for FDRS that do not appear in VTI (3.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FDRSWeight in VTIDifference
NVDANvidia Corp9.56%6.40%3.16%
METAMeta Platforms Inc9.34%1.70%7.64%
TSLATesla Inc8.54%1.22%7.32%
PLTRPalantir Technologies Inc7.41%0.37%7.04%
ORCLOracle Corp - Common4.64%0.31%4.33%
CRWDCrowdstrike Holdings Inc4.09%0.26%3.83%
ANETArista Networks Inc Common Stock3.68%0.27%3.41%
CRMSalesforce Inc Crm Us Equity3.73%0.20%3.53%
BLKBlackrock Funding Inc/De3.02%0.21%2.81%
DELLDell Technologies Inc2.63%0.16%2.47%

92.9% of FDRS is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FDRSVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FDRS or VTI?

FDRS has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.

What is the holdings overlap between FDRS and VTI?

92.9% of FDRS's money is in holdings VTI also owns. 13.7% of VTI's is in holdings FDRS also owns. They hold 45 positions in common, counted across the 51 positions we hold weights for in FDRS and 3,463 in VTI.

Which pays a higher dividend, FDRS or VTI?

FDRS yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than FDRS?

VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 57.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.