FDV vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricFDVSPYWinner
Expense Ratio0.50%0.09%
AUM$850M$789.1B
Dividend Yield2.94%1.01%
Holdings52505
YTD Return+17.66%+13.79%
1Y Return+22.40%+23.66%
3Y Return (annualized)+14.64%+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)12.2%15.3%
Max Drawdown-16.7%-56.5%
Fund FamilyFederated Hermes FundsState Street Investment Management
CategoryEquityEquity
InceptionNov 15, 2022Jan 22, 1993

FDV vs SPY Performance

Federated Hermes US Strategic Dividend ETF (FDV) is a ETF from Federated Hermes Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FDV returned +22.40% while SPY returned +23.66%. Year to date, FDV is up 17.66% versus a gain of 13.79% for SPY.

Over three years, FDV compounded at +14.64% per year against +21.40% for SPY. Across the full 4-year window we track, FDV has the edge at +11.38% annualized vs +8.85%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.2% for FDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.7% for FDV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FDV charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, FDV currently yields 2.94% against 1.01% for SPY.

Holdings Overlap

9.4%overlap

FDV and SPY share 45 holdings out of 508 unique holdings combined, representing a 9.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FDVWeight in SPYDifference
ABBV3.80%0.69%3.11%
PNC4.05%0.16%3.89%
CVX3.50%0.49%3.01%
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Frequently Asked Questions

Which is cheaper, FDV or SPY?

FDV has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which performed better, FDV or SPY?

Over the past year FDV returned +22.40% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), FDV annualized +11.38% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, FDV or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 12.2% for FDV. Worst drawdown: FDV -16.7% vs SPY -56.5%.

Should I hold both FDV and SPY?

FDV and SPY have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FDV and SPY?

FDV and SPY share 45 common holdings with a 9.4% weight overlap. Combined, they hold 508 unique securities.

Which pays a higher dividend, FDV or SPY?

FDV yields 2.94% while SPY yields 1.01%, so FDV currently pays the higher dividend yield.

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