FDV vs VTI
Federated Hermes US Strategic Dividend ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FDV or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. FDV led over 1Y, VTI over 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FDV | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $909M | $666.9B |
| Dividend Yield | 2.70% | 1.03% |
| Holdings | 50 | 3,543 |
| YTD Return | +15.49%Best | +12.30% |
| 1Y Return | +17.62%Best | +16.08% |
| 3Y Return (annualized) | +15.49% | +21.01%Best |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 12.2%Best | 13.4% |
| Max Drawdown | -16.7%Best | -19.3% |
| $10,000 over 3.8 years | $14,604 | $19,804Best |
| Top 10 Weight | 33.5% | 33.3%Best |
| Fund Family | Federated Hermes Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Nov 15, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Nov 16, 2022 to Sep 18, 2026 (3.8 years).
FDV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.
FDV vs VTI Performance
Federated Hermes US Strategic Dividend ETF (FDV) is an ETF from Federated Hermes Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FDV returned +17.62% while VTI returned +16.08%. Year to date, FDV is up 15.49% versus a gain of 12.30% for VTI.
Over three years, FDV compounded at +15.49% per year against +21.01% for VTI. Across the full 4-year window we track, VTI has the edge at +19.70% annualized vs +10.48%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 12.2% for FDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.7% for FDV and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FDV charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, FDV currently yields 2.70% against 1.03% for VTI.
Holdings Overlap
93.6% of FDV's money is in holdings VTI also owns. 7.7% of VTI's money is in holdings FDV also owns.
Most of FDV is already inside VTI. Owning both mostly buys the same companies twice.
47 positions in common, counted across the 51 positions we hold weights for in FDV and 3,463 in VTI, against full books of 50 and 3,543.
What only one of them owns
Our book lists 1,103 positions for VTI that do not appear in our book for FDV (89.8% of the fund), and 2 for FDV that do not appear in VTI (2.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FDV | Weight in VTI | Difference |
|---|---|---|---|
| PAYXPaychex, Inc. | 4.72% | 0.05% | 4.67% |
| PNCPnc Financial Services Group Inc. | 4.03% | 0.14% | 3.89% |
| CVXChevron Corp | 3.52% | 0.52% | 3.00% |
| USBUS Bancorp | 3.67% | 0.14% | 3.53% |
| PEPPepsico Inc. | 3.29% | 0.26% | 3.03% |
| ABBVAbbvie Inc. | 2.80% | 0.61% | 2.19% |
| AMGNAmgen Inc. | 3.11% | 0.29% | 2.82% |
| PLDPrologis Inc | 2.83% | 0.19% | 2.64% |
| MDTMedtronic Plc Ordinary Shares | 2.78% | 0.15% | 2.63% |
| WECWec Energy Group Inc. | 2.78% | 0.05% | 2.73% |
93.6% of FDV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FDV or VTI?
FDV has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, FDV or VTI?
Over the past year FDV returned +17.62% vs +16.08% for VTI, so FDV leads on 1-year performance. Over the longest common window we track (4 years), FDV annualized +10.48% vs +19.70% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FDV or VTI?
VTI has been the more volatile fund at 13.4% annualized versus 12.2% for FDV. Worst drawdown: FDV -16.7% vs VTI -19.3%.
Should I hold both FDV and VTI?
FDV and VTI have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FDV and VTI?
93.6% of FDV's money is in holdings VTI also owns. 7.7% of VTI's is in holdings FDV also owns. They hold 47 positions in common, counted across the 51 positions we hold weights for in FDV and 3,463 in VTI.
Which pays a higher dividend, FDV or VTI?
FDV yields 2.70% while VTI yields 1.03%, so FDV currently pays the higher dividend yield.
Is VTI better than FDV?
VTI has a lower expense ratio. FDV led over 1Y, VTI over 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.