FFOG vs SCHD
FFOG vs SCHD
Franklin Focused Dynamic Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FFOG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.06% | |
| AUM | $328M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 44 | 104 | |
| YTD Return | +7.42% | +24.26% | |
| 1Y Return | +9.32% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 20.4% | 13.6% | |
| Max Drawdown | -25.4% | -33.4% | |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 6, 2023 | Oct 20, 2011 |
FFOG vs SCHD Performance
Franklin Focused Dynamic Growth ETF (FFOG) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FFOG returned +9.32% while SCHD returned +31.38%. Year to date, FFOG is up 7.42% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
FFOG has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for FFOG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.00. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FFOG charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, FFOG currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
FFOG and SCHD share 0 holdings out of 142 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FFOG or SCHD?
FFOG has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, FFOG or SCHD?
Over the past year FFOG returned +9.32% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), FFOG annualized +27.28% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, FFOG or SCHD?
FFOG has been the more volatile fund at 20.4% annualized versus 13.6% for SCHD. Worst drawdown: FFOG -25.4% vs SCHD -33.4%.
Should I hold both FFOG and SCHD?
FFOG and SCHD have a monthly-return correlation of 0.00, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FFOG and SCHD?
FFOG and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 142 unique securities.
Which pays a higher dividend, FFOG or SCHD?
FFOG yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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