FIDI vs IVV

FIDI vs IVV

Which is better, FIDI or IVV?

Large Cap Value against Large Cap Blend.

IVV has a lower expense ratio. FIDI led over 1Y, IVV over 3Y, 5Y and the full window. FIDI is less concentrated, with 27.0% of the fund in its ten largest positions against 37.9%.

Lower Fees: IVVHigher Returns: splitLess Concentrated: FIDI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFIDIIVV
Expense Ratio0.18%0.03%Best
AUM$362M$886.7B
Dividend Yield3.90%1.10%
Holdings107508
YTD Return+16.15%Best+13.86%
1Y Return+28.36%Best+21.57%
3Y Return (annualized)+21.39%+21.48%Best
5Y Return (annualized)+12.60%+12.88%Best
Volatility (annualized)17.3%16.4%Best
Max Drawdown-50.6%-33.9%Best
$10,000 over 5 years$18,101$18,327Best
Top 10 Weight27.0%Best37.9%
Fund FamilyFidelity Investments (US)iShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionJan 16, 2018May 15, 2000

Volatility and max drawdown are measured over the window both funds cover: Jan 18, 2018 to Sep 3, 2026 (8.6 years).

FIDI vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.6 years both funds cover.

FIDI vs IVV Performance

Fidelity International High Dividend ETF (FIDI) is an ETF from Fidelity Investments (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year FIDI returned +28.36% while IVV returned +21.57%. Year to date, FIDI is up 16.15% versus a gain of 13.86% for IVV.

Over three years, FIDI compounded at +21.39% per year against +21.48% for IVV; over five years the annualized figures are +12.60% and +12.88% respectively. Across the full 9-year window we track, IVV has the edge at +13.51% annualized vs +5.00%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FIDI has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 16.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -50.6% for FIDI and -33.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FIDI charges 0.18% per year while IVV charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, FIDI currently yields 3.90% against 1.10% for IVV.

Holdings Overlap

We hold position weights for 103 holdings in FIDI and 505 in IVV, totalling 99.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 103 positions we hold weights for in FIDI and 505 in IVV, against full books of 107 and 508.

What only one of them owns

Our book lists 497 positions for IVV that do not appear in our book for FIDI (99.3% of the fund), and 3 for FIDI that do not appear in IVV (1.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of FIDI and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FIDIIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FIDI or IVV?

FIDI has an expense ratio of 0.18% while IVV charges 0.03%. IVV is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, FIDI or IVV?

Over the past year FIDI returned +28.36% vs +21.57% for IVV, so FIDI leads on 1-year performance. Over the longest common window we track (9 years), FIDI annualized +5.00% vs +13.51% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FIDI or IVV?

FIDI has been the more volatile fund at 17.3% annualized versus 16.4% for IVV. Worst drawdown: FIDI -50.6% vs IVV -33.9%.

Should I hold both FIDI and IVV?

FIDI and IVV have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FIDI or IVV?

FIDI yields 3.90% while IVV yields 1.10%, so FIDI currently pays the higher dividend yield.

Is IVV better than FIDI?

IVV has a lower expense ratio. FIDI led over 1Y, IVV over 3Y, 5Y and the full window. FIDI is less concentrated, with 27.0% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.