FIDI vs VOO

FIDI vs VOO
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Quick Verdict

VOO has a lower expense ratio. FIDI delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: FIDIMore Diversified: VOO

Side-by-Side Comparison

MetricFIDIVOOWinner
Expense Ratio0.18%0.03%
AUM$362M$997.4B
Dividend Yield3.90%1.08%
Holdings119509
YTD Return+15.19%+14.27%
1Y Return+25.99%+21.79%
3Y Return (annualized)+21.48%+22.19%
5Y Return (annualized)+12.34%+13.28%
Volatility (annualized)17.4%14.2%
Max Drawdown-50.6%-34.3%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionJan 16, 2018Sep 7, 2010

FIDI vs VOO Performance

Fidelity International High Dividend ETF (FIDI) is a ETF from Fidelity Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FIDI returned +25.99% while VOO returned +21.79%. Year to date, FIDI is up 15.19% versus a gain of 14.27% for VOO.

Over three years, FIDI compounded at +21.48% per year against +22.19% for VOO; over five years the annualized figures are +12.34% and +13.28% respectively. Across the full 9-year window we track, VOO has the edge at +13.59% annualized vs +4.94%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FIDI has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -50.6% for FIDI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FIDI charges 0.18% per year while VOO charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, FIDI currently yields 3.90% against 1.08% for VOO.

Holdings Overlap

0.0%overlap

FIDI and VOO share 0 holdings out of 608 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FIDI or VOO?

FIDI has an expense ratio of 0.18% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, FIDI or VOO?

Over the past year FIDI returned +25.99% vs +21.79% for VOO, so FIDI leads on 1-year performance. Over the longest common window we track (9 years), FIDI annualized +4.94% vs +13.59% for VOO. Past performance does not guarantee future results.

Which is riskier, FIDI or VOO?

FIDI has been the more volatile fund at 17.4% annualized versus 14.2% for VOO. Worst drawdown: FIDI -50.6% vs VOO -34.3%.

Should I hold both FIDI and VOO?

FIDI and VOO have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FIDI and VOO?

FIDI and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 608 unique securities.

Which pays a higher dividend, FIDI or VOO?

FIDI yields 3.90% while VOO yields 1.08%, so FIDI currently pays the higher dividend yield.

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