FIDI vs VYM

Quick Verdict

VYM has a lower expense ratio. FIDI delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: FIDIMore Diversified: VYM

Side-by-Side Comparison

MetricFIDIVYMWinner
Expense Ratio0.18%0.04%
AUM$362M$81.6B
Dividend Yield3.90%2.24%
Holdings119616
YTD Return+15.19%+16.42%
1Y Return+25.99%+24.22%
3Y Return (annualized)+21.48%+19.03%
5Y Return (annualized)+12.34%+12.21%
Volatility (annualized)17.4%14.6%
Max Drawdown-50.6%-58.8%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionJan 16, 2018Nov 10, 2006

FIDI vs VYM Performance

Fidelity International High Dividend ETF (FIDI) is a ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year FIDI returned +25.99% while VYM returned +24.22%. Year to date, FIDI is up 15.19% versus a gain of 16.42% for VYM.

Over three years, FIDI compounded at +21.48% per year against +19.03% for VYM; over five years the annualized figures are +12.34% and +12.21% respectively. Across the full 9-year window we track, VYM has the edge at +7.10% annualized vs +4.94%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FIDI has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -50.6% for FIDI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FIDI charges 0.18% per year while VYM charges 0.04%. On a $10,000 position that is $18 vs $4 annually, a gap of $14 per year that compounds over a long holding period. On income, FIDI currently yields 3.90% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

FIDI and VYM share 0 holdings out of 706 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FIDI or VYM?

FIDI has an expense ratio of 0.18% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, FIDI or VYM?

Over the past year FIDI returned +25.99% vs +24.22% for VYM, so FIDI leads on 1-year performance. Over the longest common window we track (9 years), FIDI annualized +4.94% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, FIDI or VYM?

FIDI has been the more volatile fund at 17.4% annualized versus 14.6% for VYM. Worst drawdown: FIDI -50.6% vs VYM -58.8%.

Should I hold both FIDI and VYM?

FIDI and VYM have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FIDI and VYM?

FIDI and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 706 unique securities.

Which pays a higher dividend, FIDI or VYM?

FIDI yields 3.90% while VYM yields 2.24%, so FIDI currently pays the higher dividend yield.

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