FLCA vs QQQ

FLCA vs QQQ
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Quick Verdict

FLCA has a lower expense ratio. FLCA delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: FLCAHigher Returns: FLCAMore Diversified: QQQ

Side-by-Side Comparison

MetricFLCAQQQWinner
Expense Ratio0.09%0.18%
AUM$863M$496.3B
Dividend Yield1.74%0.44%
Holdings90108
YTD Return+14.05%+17.30%
1Y Return+31.49%+24.93%
3Y Return (annualized)+24.77%+26.19%
5Y Return (annualized)+13.33%+15.34%
Volatility (annualized)17.7%30.6%
Max Drawdown-41.5%-83.0%
Fund FamilyFranklin Templeton Investments (US)Invesco (US)
CategoryEquityEquity
InceptionNov 2, 2017Mar 10, 1999

FLCA vs QQQ Performance

Franklin FTSE Canada ETF (FLCA) is a ETF from Franklin Templeton Investments (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year FLCA returned +31.49% while QQQ returned +24.93%. Year to date, FLCA is up 14.05% versus a gain of 17.30% for QQQ.

Over three years, FLCA compounded at +24.77% per year against +26.19% for QQQ; over five years the annualized figures are +13.33% and +15.34% respectively. Across the full 9-year window we track, QQQ has the edge at +13.06% annualized vs +10.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 17.7% for FLCA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.5% for FLCA and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLCA charges 0.09% per year while QQQ charges 0.18%. On a $10,000 position that is $9 vs $18 annually, a gap of $9 per year that compounds over a long holding period. On income, FLCA currently yields 1.74% against 0.44% for QQQ.

Holdings Overlap

0.9%overlap

FLCA and QQQ share 2 holdings out of 186 unique holdings combined, representing a 0.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FLCAWeight in QQQDifference
SHOP:CA4.64%0.77%3.87%
TRI:CA0.36%0.17%0.19%

Frequently Asked Questions

Which is cheaper, FLCA or QQQ?

FLCA has an expense ratio of 0.09% while QQQ charges 0.18%. FLCA is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, FLCA or QQQ?

Over the past year FLCA returned +31.49% vs +24.93% for QQQ, so FLCA leads on 1-year performance. Over the longest common window we track (9 years), FLCA annualized +10.86% vs +13.06% for QQQ. Past performance does not guarantee future results.

Which is riskier, FLCA or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 17.7% for FLCA. Worst drawdown: FLCA -41.5% vs QQQ -83.0%.

Should I hold both FLCA and QQQ?

FLCA and QQQ have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLCA and QQQ?

FLCA and QQQ share 2 common holdings with a 0.9% weight overlap. Combined, they hold 186 unique securities.

Which pays a higher dividend, FLCA or QQQ?

FLCA yields 1.74% while QQQ yields 0.44%, so FLCA currently pays the higher dividend yield.

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