FLCA vs VYM
Franklin FTSE Canada ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. FLCA delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | FLCA | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.04% | |
| AUM | $863M | $81.6B | |
| Dividend Yield | 1.74% | 2.24% | |
| Holdings | 90 | 616 | |
| YTD Return | +15.34% | +16.42% | |
| 1Y Return | +32.98% | +24.22% | |
| 3Y Return (annualized) | +24.79% | +19.03% | |
| 5Y Return (annualized) | +13.31% | +12.21% | |
| Volatility (annualized) | 17.8% | 14.6% | |
| Max Drawdown | -41.5% | -58.8% | |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 2, 2017 | Nov 10, 2006 |
FLCA vs VYM Performance
Franklin FTSE Canada ETF (FLCA) is a ETF from Franklin Templeton Investments (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year FLCA returned +32.98% while VYM returned +24.22%. Year to date, FLCA is up 15.34% versus a gain of 16.42% for VYM.
Over three years, FLCA compounded at +24.79% per year against +19.03% for VYM; over five years the annualized figures are +13.31% and +12.21% respectively. Across the full 9-year window we track, FLCA has the edge at +11.01% annualized vs +7.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLCA has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.5% for FLCA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FLCA charges 0.09% per year while VYM charges 0.04%. On a $10,000 position that is $9 vs $4 annually, a gap of $5 per year that compounds over a long holding period. On income, FLCA currently yields 1.74% against 2.24% for VYM.
Holdings Overlap
FLCA and VYM share 0 holdings out of 689 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FLCA or VYM?
FLCA has an expense ratio of 0.09% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, FLCA or VYM?
Over the past year FLCA returned +32.98% vs +24.22% for VYM, so FLCA leads on 1-year performance. Over the longest common window we track (9 years), FLCA annualized +11.01% vs +7.10% for VYM. Past performance does not guarantee future results.
Which is riskier, FLCA or VYM?
FLCA has been the more volatile fund at 17.8% annualized versus 14.6% for VYM. Worst drawdown: FLCA -41.5% vs VYM -58.8%.
Should I hold both FLCA and VYM?
FLCA and VYM have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between FLCA and VYM?
FLCA and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 689 unique securities.
Which pays a higher dividend, FLCA or VYM?
FLCA yields 1.74% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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