FLCG vs SCHD
Federated Hermes MDT Large Cap Growth ETF vs Schwab US Dividend Equity ETF
Which is better, FLCG or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. FLCG led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 57.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLCG | SCHD |
|---|---|---|
| Expense Ratio | 0.39% | 0.06%Best |
| AUM | $609M | $112.1B |
| Dividend Yield | 0.04% | 3.00% |
| Holdings | 100 | 103 |
| YTD Return | +6.53% | +24.23%Best |
| 1Y Return | +8.76% | +27.90%Best |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 15.6% | 13.3%Best |
| Max Drawdown | -22.9% | -16.1%Best |
| $10,000 over 2.1 years | $13,928Best | $13,192 |
| Top 10 Weight | 57.4% | 41.8%Best |
| Fund Family | Federated Hermes | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Jul 30, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Jul 31, 2024 to Sep 17, 2026 (2.1 years).
FLCG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
FLCG vs SCHD Performance
Federated Hermes MDT Large Cap Growth ETF (FLCG) is an ETF from Federated Hermes and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FLCG returned +8.76% while SCHD returned +27.90%. Year to date, FLCG is up 6.53% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLCG has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.9% for FLCG and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.17. They move largely independently of each other.
Fees and Cost Over Time
FLCG charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, FLCG currently yields 0.04% against 3.00% for SCHD.
Holdings Overlap
0.4% of FLCG's money is in holdings SCHD also owns. 4.8% of SCHD's money is in holdings FLCG also owns.
SCHD and FLCG share little of their money.
2 positions in common, counted across the 100 positions we hold weights for in FLCG and 100 in SCHD, against full books of 100 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for FLCG (95.2% of the fund), and 90 for FLCG that do not appear in SCHD (98.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FLCG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLCG or SCHD?
FLCG has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, FLCG or SCHD?
Over the past year FLCG returned +8.76% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), FLCG annualized +17.09% vs +14.10% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLCG or SCHD?
FLCG has been the more volatile fund at 15.6% annualized versus 13.3% for SCHD. Worst drawdown: FLCG -22.9% vs SCHD -16.1%.
Should I hold both FLCG and SCHD?
FLCG and SCHD have a monthly-return correlation of 0.17, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FLCG and SCHD?
4.8% of SCHD's money is in holdings FLCG also owns. 4.8% of SCHD's is in holdings FLCG also owns. They hold 2 positions in common, counted across the 100 positions we hold weights for in FLCG and 100 in SCHD.
Which pays a higher dividend, FLCG or SCHD?
FLCG yields 0.04% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FLCG?
SCHD has a lower expense ratio. FLCG led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 57.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.