FLTW vs SCHD

FLTW vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. FLTW delivered stronger 1-year returns. FLTW offers more diversification with 139 holdings.

Lower Fees: SCHDHigher Returns: FLTWMore Diversified: FLTW

Side-by-Side Comparison

MetricFLTWSCHDWinner
Expense Ratio0.19%0.06%
AUM$3.5B$108.7B
Dividend Yield1.76%3.13%
Holdings139104
YTD Return+66.34%+26.54%
1Y Return+89.80%+30.90%
3Y Return (annualized)+44.29%+16.29%
5Y Return (annualized)+21.86%+9.65%
Volatility (annualized)23.0%13.6%
Max Drawdown-38.0%-33.4%
Fund FamilyFranklin Templeton Investments (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionNov 2, 2017Oct 20, 2011

FLTW vs SCHD Performance

Franklin FTSE Taiwan ETF (FLTW) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FLTW returned +89.80% while SCHD returned +30.90%. Year to date, FLTW is up 66.34% versus a gain of 26.54% for SCHD.

Over three years, FLTW compounded at +44.29% per year against +16.29% for SCHD; over five years the annualized figures are +21.86% and +9.65% respectively. Across the full 9-year window we track, FLTW has the edge at +18.90% annualized vs +11.51%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FLTW has been the more volatile fund, with annualized monthly volatility of 23.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.0% for FLTW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLTW charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, FLTW currently yields 1.76% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

FLTW and SCHD share 0 holdings out of 233 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FLTW or SCHD?

FLTW has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

Which performed better, FLTW or SCHD?

Over the past year FLTW returned +89.80% vs +30.90% for SCHD, so FLTW leads on 1-year performance. Over the longest common window we track (9 years), FLTW annualized +18.90% vs +11.51% for SCHD. Past performance does not guarantee future results.

Which is riskier, FLTW or SCHD?

FLTW has been the more volatile fund at 23.0% annualized versus 13.6% for SCHD. Worst drawdown: FLTW -38.0% vs SCHD -33.4%.

Should I hold both FLTW and SCHD?

FLTW and SCHD have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLTW and SCHD?

FLTW and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 233 unique securities.

Which pays a higher dividend, FLTW or SCHD?

FLTW yields 1.76% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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