FLTW vs VTI

FLTW vs VTI
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Quick Verdict

VTI has a lower expense ratio. FLTW delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: FLTWMore Diversified: VTI

Side-by-Side Comparison

MetricFLTWVTIWinner
Expense Ratio0.19%0.03%
AUM$3.5B$666.9B
Dividend Yield1.76%1.07%
Holdings1393,543
YTD Return+66.34%+14.82%
1Y Return+89.80%+22.43%
3Y Return (annualized)+44.29%+21.93%
5Y Return (annualized)+21.86%+12.34%
Volatility (annualized)23.0%15.4%
Max Drawdown-38.0%-56.6%
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionNov 2, 2017May 24, 2001

FLTW vs VTI Performance

Franklin FTSE Taiwan ETF (FLTW) is a ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FLTW returned +89.80% while VTI returned +22.43%. Year to date, FLTW is up 66.34% versus a gain of 14.82% for VTI.

Over three years, FLTW compounded at +44.29% per year against +21.93% for VTI; over five years the annualized figures are +21.86% and +12.34% respectively. Across the full 9-year window we track, FLTW has the edge at +18.90% annualized vs +8.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FLTW has been the more volatile fund, with annualized monthly volatility of 23.0% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.0% for FLTW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLTW charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, FLTW currently yields 1.76% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

FLTW and VTI share 0 holdings out of 2920 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FLTW or VTI?

FLTW has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, FLTW or VTI?

Over the past year FLTW returned +89.80% vs +22.43% for VTI, so FLTW leads on 1-year performance. Over the longest common window we track (9 years), FLTW annualized +18.90% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, FLTW or VTI?

FLTW has been the more volatile fund at 23.0% annualized versus 15.4% for VTI. Worst drawdown: FLTW -38.0% vs VTI -56.6%.

Should I hold both FLTW and VTI?

FLTW and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLTW and VTI?

FLTW and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2920 unique securities.

Which pays a higher dividend, FLTW or VTI?

FLTW yields 1.76% while VTI yields 1.07%, so FLTW currently pays the higher dividend yield.

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