FMTM vs VTI
MarketDesk Focused US Momentum ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FMTM or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. FMTM led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FMTM | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $273M | $666.9B |
| Dividend Yield | 0.24% | 1.03% |
| Holdings | 52 | 3,543 |
| YTD Return | +17.94%Best | +11.95% |
| 1Y Return | +30.71%Best | +15.05% |
| 3Y Return (annualized) | - | +22.32% |
| 5Y Return (annualized) | - | +12.50% |
| Volatility (annualized) | 20.3% | 12.0%Best |
| Max Drawdown | -15.4% | -14.0%Best |
| $10,000 over 1.5 years | $15,389Best | $13,586 |
| Top 10 Weight | 34.6% | 33.3%Best |
| Fund Family | MarketDesk Indices | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Mar 20, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Mar 20, 2025 to Sep 30, 2026 (1.5 years).
FMTM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
FMTM vs VTI Performance
MarketDesk Focused US Momentum ETF (FMTM) is an ETF from MarketDesk Indices and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FMTM returned +30.71% while VTI returned +15.05%. Year to date, FMTM is up 17.94% versus a gain of 11.95% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FMTM has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 12.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.4% for FMTM and -14.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FMTM charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, FMTM currently yields 0.24% against 1.03% for VTI.
Holdings Overlap
93.6% of FMTM's money is in holdings VTI also owns. 4.4% of VTI's money is in holdings FMTM also owns.
Most of FMTM is already inside VTI. Owning both mostly buys the same companies twice.
49 positions in common, counted across the 53 positions we hold weights for in FMTM and 3,463 in VTI, against full books of 52 and 3,543.
What only one of them owns
Our book lists 1,103 positions for VTI that do not appear in our book for FMTM (93.1% of the fund), and 2 for FMTM that do not appear in VTI (3.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FMTM | Weight in VTI | Difference |
|---|---|---|---|
| MPCMarathon Petroleum Corp | 3.51% | 0.13% | 3.38% |
| TMOThermo Fisherscientific Inc. | 3.32% | 0.30% | 3.02% |
| SCHWSchwab Strategic T | 3.32% | 0.24% | 3.08% |
| RNGRingcentral Inc, Class A | 3.54% | 0.01% | 3.53% |
| GHGuardant Health, Inc | 3.50% | 0.03% | 3.47% |
| TGTTarget Corp Common Stock Usd.0833 | 3.44% | 0.09% | 3.35% |
| HALOHalozyme Therapeutics Inc | 3.49% | 0.01% | 3.48% |
| NTRANatera Inc | 3.45% | 0.05% | 3.40% |
| CRLCharles River Laboratories International Inc | 3.45% | 0.02% | 3.43% |
| CHYMChime Financial Inc Class A | 3.45% | 0.01% | 3.44% |
93.6% of FMTM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FMTM or VTI?
FMTM has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, FMTM or VTI?
Over the past year FMTM returned +30.71% vs +15.05% for VTI, so FMTM leads on 1-year performance. Over the longest common window we track (2 years), FMTM annualized +33.29% vs +22.67% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FMTM or VTI?
FMTM has been the more volatile fund at 20.3% annualized versus 12.0% for VTI. Worst drawdown: FMTM -15.4% vs VTI -14.0%.
Should I hold both FMTM and VTI?
FMTM and VTI have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FMTM and VTI?
93.6% of FMTM's money is in holdings VTI also owns. 4.4% of VTI's is in holdings FMTM also owns. They hold 49 positions in common, counted across the 53 positions we hold weights for in FMTM and 3,463 in VTI.
Which pays a higher dividend, FMTM or VTI?
FMTM yields 0.24% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than FMTM?
VTI has a lower expense ratio. FMTM led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.