FMTM vs SCHD
MarketDesk Focused US Momentum ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. FMTM delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FMTM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.06% | |
| AUM | $243M | $103.7B | |
| Dividend Yield | 0.22% | 3.31% | |
| Holdings | 32 | 104 | |
| YTD Return | +19.22% | +25.33% | |
| 1Y Return | +46.66% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 20.7% | 13.6% | |
| Max Drawdown | -15.4% | -33.4% | |
| Fund Family | MarketDesk Indices | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 20, 2025 | Oct 20, 2011 |
FMTM vs SCHD Performance
MarketDesk Focused US Momentum ETF (FMTM) is a ETF from MarketDesk Indices and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FMTM returned +46.66% while SCHD returned +32.31%. Year to date, FMTM is up 19.22% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
FMTM has been the more volatile fund, with annualized monthly volatility of 20.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.4% for FMTM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.17. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FMTM charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, FMTM currently yields 0.22% against 3.31% for SCHD.
Holdings Overlap
FMTM and SCHD share 0 holdings out of 131 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FMTM or SCHD?
FMTM has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, FMTM or SCHD?
Over the past year FMTM returned +46.66% vs +32.31% for SCHD, so FMTM leads on 1-year performance. Over the longest common window we track (1 years), FMTM annualized +38.27% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, FMTM or SCHD?
FMTM has been the more volatile fund at 20.7% annualized versus 13.6% for SCHD. Worst drawdown: FMTM -15.4% vs SCHD -33.4%.
Should I hold both FMTM and SCHD?
FMTM and SCHD have a monthly-return correlation of 0.17, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FMTM and SCHD?
FMTM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 131 unique securities.
Which pays a higher dividend, FMTM or SCHD?
FMTM yields 0.22% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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