FPFD vs IVV

FPFD vs IVV

Which is better, FPFD or IVV?

Allocation/Balanced against Large Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFPFDIVV
Expense Ratio0.59%0.03%Best
AUM$81M$886.7B
Dividend Yield5.81%1.10%
Holdings333508
YTD Return-3.56%+13.39%Best
1Y Return-2.45%+20.08%Best
3Y Return (annualized)+5.53%+21.29%Best
5Y Return (annualized)+0.38%+12.88%Best
Volatility (annualized)8.4%Best15.6%
Max Drawdown-20.8%Best-24.5%
$10,000 over 5 years$10,191$18,327Best
Fund FamilyFidelity Investments (US)iShares by BlackRock (US)
CategoryAllocation/BalancedEquity
StyleAllocation/BalancedLarge Cap Blend
InceptionJun 15, 2021May 15, 2000

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 17, 2021 to Sep 4, 2026 (5.2 years).

FPFD vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.

FPFD vs IVV Performance

Fidelity Preferred Securities & Income ETF (FPFD) is an ETF from Fidelity Investments (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year FPFD returned -2.45% while IVV returned +20.08%. Year to date, FPFD is down 3.56% versus a gain of 13.39% for IVV.

Over three years, FPFD compounded at +5.53% per year against +21.29% for IVV; over five years the annualized figures are +0.38% and +12.88% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 8.4% for FPFD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.8% for FPFD and -24.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FPFD charges 0.59% per year while IVV charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, FPFD currently yields 5.81% against 1.10% for IVV.

Holdings Overlap

IVV already in FPFD1.1%

At least 1.1% of IVV's money is in holdings FPFD also owns.

Stated as a floor: for FPFD, our book for it covers 76.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

IVV and FPFD share little of their money.

5 positions in common, counted across the 253 positions we hold weights for in FPFD and 504 in IVV, against full books of 333 and 508.

Top Shared Holdings

StockWeight in FPFDWeight in IVVDifference
GSGoldman Sachs Group, Inc. (The), Series V1.36%0.47%0.89%
CCitigroup Inc 6.875 11/73 6.88 2173-11-150.28%0.35%0.07%
DLRDigital Realty Trust, Inc. Pfd Ser L0.30%0.10%0.20%
USBUs Bancorp0.09%0.15%0.06%
ETREntergy Louisiana Llc0.02%0.07%0.05%

You are not choosing between two funds in isolation.

Whichever of FPFD and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FPFDIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FPFD or IVV?

FPFD has an expense ratio of 0.59% while IVV charges 0.03%. IVV is the cheaper option, by $56 a year on a $10,000 investment.

Which performed better, FPFD or IVV?

Over the past year FPFD returned -2.45% vs +20.08% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FPFD or IVV?

IVV has been the more volatile fund at 15.6% annualized versus 8.4% for FPFD. Worst drawdown: FPFD -20.8% vs IVV -24.5%.

Should I hold both FPFD and IVV?

FPFD and IVV have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FPFD and IVV?

At least 1.1% of IVV's money is in holdings FPFD also owns. Our book for FPFD is partial, so the real figure is this or higher. They hold 5 positions in common, counted across the 253 positions we hold weights for in FPFD and 504 in IVV.

Which pays a higher dividend, FPFD or IVV?

FPFD yields 5.81% while IVV yields 1.10%, so FPFD currently pays the higher dividend yield.

Is IVV better than FPFD?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.