FPFD vs VYM

FPFD vs VYM

Which is better, FPFD or VYM?

Allocation/Balanced against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFPFDVYM
Expense Ratio0.59%0.04%Best
AUM$81M$81.6B
Dividend Yield5.81%2.24%
Holdings333613
YTD Return-3.56%+14.82%Best
1Y Return-2.45%+20.84%Best
3Y Return (annualized)+5.53%+18.64%Best
5Y Return (annualized)+0.38%+12.28%Best
Volatility (annualized)8.4%Best13.5%
Max Drawdown-20.8%-15.8%Best
$10,000 over 5 years$10,191$17,845Best
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryAllocation/BalancedEquity
StyleAllocation/BalancedLarge Cap Value
InceptionJun 15, 2021Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 17, 2021 to Sep 4, 2026 (5.2 years).

FPFD vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.

FPFD vs VYM Performance

Fidelity Preferred Securities & Income ETF (FPFD) is an ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year FPFD returned -2.45% while VYM returned +20.84%. Year to date, FPFD is down 3.56% versus a gain of 14.82% for VYM.

Over three years, FPFD compounded at +5.53% per year against +18.64% for VYM; over five years the annualized figures are +0.38% and +12.28% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 8.4% for FPFD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.8% for FPFD and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FPFD charges 0.59% per year while VYM charges 0.04%. On a $10,000 position that is $59 vs $4 annually, a gap of $55 per year that compounds over a long holding period. On income, FPFD currently yields 5.81% against 2.24% for VYM.

Holdings Overlap

VYM already in FPFD4.3%

At least 4.3% of VYM's money is in holdings FPFD also owns.

Stated as a floor: for FPFD, our book for it covers 76.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VYM and FPFD share little of their money.

5 positions in common, counted across the 253 positions we hold weights for in FPFD and 603 in VYM, against full books of 333 and 613.

Top Shared Holdings

StockWeight in FPFDWeight in VYMDifference
GSGoldman Sachs Group, Inc. (The), Series V1.36%1.15%0.21%
BACBank Of America Corp0.43%1.56%1.13%
CCitigroup Inc 6.875 11/73 6.88 2173-11-150.28%0.94%0.66%
USBUs Bancorp0.09%0.39%0.30%
ETREntergy Louisiana Llc0.02%0.22%0.20%

You are not choosing between two funds in isolation.

Whichever of FPFD and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FPFDVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FPFD or VYM?

FPFD has an expense ratio of 0.59% while VYM charges 0.04%. VYM is the cheaper option, by $55 a year on a $10,000 investment.

Which performed better, FPFD or VYM?

Over the past year FPFD returned -2.45% vs +20.84% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FPFD or VYM?

VYM has been the more volatile fund at 13.5% annualized versus 8.4% for FPFD. Worst drawdown: FPFD -20.8% vs VYM -15.8%.

Should I hold both FPFD and VYM?

FPFD and VYM have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FPFD and VYM?

At least 4.3% of VYM's money is in holdings FPFD also owns. Our book for FPFD is partial, so the real figure is this or higher. They hold 5 positions in common, counted across the 253 positions we hold weights for in FPFD and 603 in VYM.

Which pays a higher dividend, FPFD or VYM?

FPFD yields 5.81% while VYM yields 2.24%, so FPFD currently pays the higher dividend yield.

Is VYM better than FPFD?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.