FSST vs VXUS

FSST vs VXUS

Which is better, FSST or VXUS?

Each has led over a different period.

VXUS has a lower expense ratio. FSST led over the full window, VXUS over 1Y.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFSSTVXUS
Expense Ratio0.59%0.05%Best
AUM$13M$158.1B
Dividend Yield1.55%2.59%
Holdings908,747
Volatility (annualized)17.4%14.8%Best
Max Drawdown-26.3%Best-29.4%
$10,000 over 4.4 years$16,169Best$12,965
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 15, 2021Jan 26, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 295 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FSST has data through Nov 13, 2025 and VXUS through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Jun 17, 2021 to Nov 13, 2025 (4.4 years).

Risk: Volatility and Drawdowns

FSST has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 14.8% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.3% for FSST and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FSST charges 0.59% per year while VXUS charges 0.05%. On a $10,000 position that is $59 vs $5 annually, a gap of $54 per year that compounds over a long holding period. On income, FSST currently yields 1.55% against 2.59% for VXUS.

Holdings Overlap

FSST already in VXUS2.4%

At least 2.4% of FSST's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 87.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

FSST and VXUS share little of their money.

The two holdings books were reported 334 days apart, FSST as of Jul 31, 2025 and VXUS as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

4 positions in common, counted across the 94 positions we hold weights for in FSST and 8,094 in VXUS, against full books of 90 and 8,747.

Top Shared Holdings

StockWeight in FSSTWeight in VXUSDifference
AZN:LNDeveloped Markets Astrazeneca Plc Sponsored Adr0.57%0.62%0.05%
WPM:CAWheaton Precious Metals Corp0.61%0.11%0.50%
CCO:CACameco Corporation Com Npv0.60%0.10%0.50%
FNV:CAFranco-Nevada Corp0.57%0.09%0.48%

You are not choosing between two funds in isolation.

Whichever of FSST and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FSSTVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FSST or VXUS?

FSST has an expense ratio of 0.59% while VXUS charges 0.05%. VXUS is the cheaper option, by $54 a year on a $10,000 investment.

Which is riskier, FSST or VXUS?

FSST has been the more volatile fund at 17.4% annualized versus 14.8% for VXUS. Worst drawdown: FSST -26.3% vs VXUS -29.4%.

Should I hold both FSST and VXUS?

FSST and VXUS have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FSST and VXUS?

At least 2.4% of FSST's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 94 positions we hold weights for in FSST and 8,094 in VXUS.

Which pays a higher dividend, FSST or VXUS?

FSST yields 1.55% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.

Is VXUS better than FSST?

VXUS has a lower expense ratio. FSST led over the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.