FTSM vs SPY

FTSM vs SPY

Which is better, FTSM or SPY?

Short Term Bond against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFTSMSPY
Expense Ratio0.29%0.09%Best
AUM$6.6B$814.4B
Dividend Yield4.12%1.01%
Holdings697505
YTD Return+2.32%+13.78%Best
1Y Return+3.78%+21.44%Best
3Y Return (annualized)+4.76%+21.38%Best
5Y Return (annualized)+3.63%+12.80%Best
Volatility (annualized)1.2%Best14.8%
Max Drawdown-5.4%Best-34.1%
$10,000 over 5 years$11,952$18,262Best
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryFixed IncomeEquity
StyleShort Term BondLarge Cap Blend
InceptionAug 5, 2014Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Aug 6, 2014 to Sep 3, 2026 (12.1 years).

FTSM vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

FTSM vs SPY Performance

First Trust Enhanced Short Maturity ETF (FTSM) is an ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year FTSM returned +3.78% while SPY returned +21.44%. Year to date, FTSM is up 2.32% versus a gain of 13.78% for SPY.

Over three years, FTSM compounded at +4.76% per year against +21.38% for SPY; over five years the annualized figures are +3.63% and +12.80% respectively. Across the full 12-year window we track, SPY has the edge at +12.91% annualized vs +1.49%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 1.2% for FTSM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.4% for FTSM and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.26. They move largely independently of each other.

Fees and Cost Over Time

FTSM charges 0.29% per year while SPY charges 0.09%. On a $10,000 position that is $29 vs $9 annually, a gap of $20 per year that compounds over a long holding period. On income, FTSM currently yields 4.12% against 1.01% for SPY.

Holdings Overlap

We hold position weights for 349 holdings in FTSM and 504 in SPY, totalling 49.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 349 positions we hold weights for in FTSM and 504 in SPY, against full books of 697 and 505.

You are not choosing between two funds in isolation.

Whichever of FTSM and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FTSMSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FTSM or SPY?

FTSM has an expense ratio of 0.29% while SPY charges 0.09%. SPY is the cheaper option, by $20 a year on a $10,000 investment.

Which performed better, FTSM or SPY?

Over the past year FTSM returned +3.78% vs +21.44% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (12 years), FTSM annualized +1.49% vs +12.91% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FTSM or SPY?

SPY has been the more volatile fund at 14.8% annualized versus 1.2% for FTSM. Worst drawdown: FTSM -5.4% vs SPY -34.1%.

Should I hold both FTSM and SPY?

FTSM and SPY have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FTSM or SPY?

FTSM yields 4.12% while SPY yields 1.01%, so FTSM currently pays the higher dividend yield.

Is SPY better than FTSM?

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.